Somerset Homes under $250,000

Somerset Homes under $250,000

Welcome to Somerset, Kentucky—a charming city nestled in the heart of Pulaski County, where Southern hospitality meets the beauty of nature. Known for its picturesque lakes, rolling hills, and vibrant community, Somerset offers a perfect blend of small-town charm and modern conveniences. With a rich history and a plethora of recreational activities, it’s no wonder that this city has become a sought-after destination for families, retirees, and anyone looking to embrace a relaxed lifestyle.

One of the most appealing aspects of Somerset is its diverse real estate market, particularly for those searching for homes under $250,000. Whether you’re a first-time homebuyer or looking to downsize, Somerset boasts a variety of affordable housing options that cater to different tastes and needs. From cozy single-family homes to charming townhouses, there’s something for everyone in this delightful city.

Imagine waking up in a lovely home surrounded by the stunning natural beauty of Lake Cumberland or enjoying the vibrant local culture with family-friendly events and festivals throughout the year. Somerset’s affordable housing market allows you to invest in your dream home without breaking the bank, making it an ideal choice for those seeking value without sacrificing quality of life.

With its friendly community, excellent schools, and convenient access to outdoor adventures, Somerset, KY is not just a place to live; it’s a place to thrive. Explore our listings today and discover the perfect home for you in this enchanting city!

Newest Somerset Homes under $250,000

1221 Elihu Cabin Hollow Rd, Somerset
$168,000
2 Beds ⋅ 1 Baths ⋅ 26027377 MLS
Welcome to this charming 2 bedroom, 1 bath farmhouse situated on 1.53 acres in Pulaski County . Offering a peaceful country setting and a comfortable layout with several built-in features throughout. The spacious living room offers plenty of room for seating and everyday living, with built-in shelving that adds character. The kitchen offers an abundance of cabinet space, giving you plenty of room for dishes, cookware and all of your kitchen essentials. Built-in shelving can also be found in one of the bedrooms. A good sized utility room provides room for laundry and everyday household needs. The utility room also has an existing flue for a wood stove, giving the new owner the option to add a wood burning stove for an additional heat source. An unfinished attic adds potential and could potentially be finished to create an office, hobby space, or additional living area. The home is equipped with two mini- split units for heating and cooling. Outside, you'll find a nice level yard and a small workshop building with electricity that provides additional space for projects, hobbies, tools or storage. Just minutes from Somerset, this charming farmhouse gives you the best of both worlds with a peaceful country setting and the convenience of town nearby. Full of character and farmhouse charm, this home is ready for its next chapter. * The wood stove does NOT convey. * Buyers are to satisfy themselves regarding square footage/ per PVA.

1221 Elihu Cabin Hollow Rd, Somerset
4795 Grundy Rd, Somerset
$185,000
3 Beds ⋅ 1 Baths ⋅ 26027247 MLS
Enjoy the peaceful country setting without giving up the convenience of town! Located just minutes from downtown Somerset and surrounded by beautiful farmland and rolling countryside, this 3 bedroom, 1 bath brick home offers comfortable main-level living with plenty of opportunity to add more space in the future. Inside, the home features an easy-flowing layout with a spacious living room that opens into the dining area and kitchen. Wood-look flooring runs throughout the main living areas, while the kitchen offers an abundance of cabinetry, generous counter space and a functional layout with room for additional storage. All three bedrooms are located on the main level along with the full bathroom. One of the biggest bonuses is the full unfinished basement, providing an abundance of additional space for storage, a workshop, hobbies or the potential to finish additional living square footage to suit the next owner's needs. Outside, the classic brick exterior is complemented by a metal roof and an oversized covered carport/patio area, offering plenty of room for parking while doubling as a great covered outdoor entertaining space. The surrounding open farmland, mature trees and rolling Kentucky hills create a setting that feels tucked away in the country, all while keeping shopping, dining and downtown Somerset only a few minutes away.

4795 Grundy Rd, Somerset
30b Melrose Dr, Somerset
$167,500
2 Beds ⋅ 2 Baths ⋅ 26027052 MLS
Check out this one-level brick semi-detached patio home superbly located in the highly desirable north end of Somerset in Melrose Place! With 2 generous bedrooms and 2 bathrooms, this 1,288 square foot residence could make the perfect rental! Enjoy high ceilings throughout and attractive tile floors that combine style with easy upkeep. Relish the peace-of-mind of brand new shingles installed, plus carpet newly-laid in the bedrooms & living room! Designed for comfort and convenience, this one-level home has virtually no steps, making it ideal for anyone seeking accessibility and very low maintenance living. The excellent location puts you close to everything Somerset has to offer, all at an affordable price. Great income potential! Agent/Part-Owner

30b Melrose Dr, Somerset
121 Sycamore Trl, Somerset
$189,900
2 Beds ⋅ 1 Baths ⋅ 26026926 MLS
This home has it all! Beautifully remodeled and move-in ready, this home is conveniently located close to town while still offering a peaceful setting. Recent updates include a new HVAC system installed in November 2025, a 2021 water heater, termite preventative treatment completed in December 2025, and a new roof in 2024. The kitchen features new cabinets and newer appliances. Enjoy your morning coffee on the deck off the primary bedroom while taking in the scenery. A spacious front porch provides another great place to relax, while the back patio overlooks beautiful trees. A one-car garage adds convenient parking and storage. With its beautiful remodeling, numerous updates, and great location, this home is a must-see in person!

121 Sycamore Trl, Somerset
140 Oak Hill Rd, Somerset
$229,900
3 Beds ⋅ 2 Baths ⋅ 26026864 MLS
Location location location! Exquisite home completely fresh painted walls & ceilings. Looks like a brand new home!! New flooring in kitchen, 3 yr old water heater, new A/C compressor, appliances stay, new commode, Two new out buildings. Some furniture stays. Gorgeous home and super convenient!! This home speaks for its self! At this price, get ready to bring your offer!!

140 Oak Hill Rd, Somerset
21 Leaflet Ave, Somerset
$243,800
2 Beds ⋅ 2 Baths ⋅ 26026827 MLS
Well-maintained two-bedroom, two-bath home built in 2017 and located in the Goldenleaf community within Somerset city limits. This home features an open floor plan, stainless steel appliances, and an attached garage. Enjoy the backyard porch and gazebo, perfect for entertaining. The roof and siding are just one year old, and the owner has kept up with regular maintenance. Conveniently located near town and healthcare services, and just 15 minutes from Lake Cumberland Marina.

21 Leaflet Ave, Somerset
111 Lair St, Somerset
$129,900
2 Beds ⋅ 2 Baths ⋅ 26026303 MLS
Welcome to 111 Lair Street, a charming and conveniently located home nestled on a corner lot within the city limits of Somerset, Kentucky! Whether you're a first-time homebuyer, investor, healthcare professional looking for a home close to town, or someone searching for a getaway near beautiful Lake Cumberland, this property offers plenty of possibilities! Built in 1970, this 2-bedroom, 1.5-bath home offers 969 square feet of living space with a functional layout and several recent updates, including all-new windows, fresh interior paint, and new carpet in the bedrooms. Step inside to discover a spacious kitchen with ample room for everyday living, complete with appliances and a washer and dryer that convey with the home. The kitchen flows into a separate dining area, conveniently located near the half bath, before opening into the living room. Both bedrooms offer closet space, with the rear bedroom providing access to the full bathroom. An added feature is the partially accessible crawl space beneath the home. The area beneath the living room offers enough height to stand and houses the HVAC system and water heater, while also providing useful additional storage space or the potential to serve as a sheltered area during severe weather. Outside, you'll appreciate the corner lot with a relatively level yard and mature trees that create a more peaceful, private setting while keeping you close to everything Somerset has to offer. Enjoy your morning coffee on the covered front porch or unwind in the evenings on the covered back porch. A concrete driveway provides convenient off-street parking, while the storage shed offers additional space for tools, lawn equipment, and seasonal belongings. Location is another standout feature! Situated just minutes from downtown Somerset, local shopping, dining, healthcare facilities, and everyday conveniences, this property offers easy access to the amenities that make life simple. Its proximity to Lake Cumberland also makes it an appealing option for those seeking a vacation retreat, potential short-term rental investment, or affordable home base for enjoying all that the area has to offer. With its manageable size, recent improvements, convenient location, and versatile possibilities, 111 Lair Street is ready for its next chapter. Schedule your private showing today and discover the potential this Somerset property has to offer!

111 Lair St, Somerset
118 Beecher St, Somerset
$149,900
4 Beds ⋅ 2 Baths ⋅ 26026650 MLS

118 Beecher St, Somerset
357 Langdon St, Somerset
$215,000
3 Beds ⋅ 1 Baths ⋅ 26026413 MLS
Charming 3-Bedroom Home with Owner Financing - 357 Langdon Street, Somerset, KY. Don't miss this move-in ready home offering comfort, convenience, and an unbeatable location in Somerset, KY! This 1,315-square-foot home features 3 bedrooms and 1 bathroom, an open kitchen and living area, and plenty of space to make it your own. Recently updated with a new roof and siding, this home is well-maintained and ready for its next owner. Enjoy the ease of 5 parking spaces — plenty of room for family and guests. Located just minutes from Lake Cumberland Regional Hospital and close to shopping, dining, and everyday conveniences (directly behind Kroger!), this home puts you close to everything you need while still offering a quiet place to call your own. Owner financing available to qualified buyers — a great opportunity for those looking for a more flexible path to homeownership. Terms available upon request.

357 Langdon St, Somerset
414 Monticello St, Somerset
$199,000
3 Beds ⋅ 2 Baths ⋅ 26026200 MLS
Location, location, location!  Looking for a home that puts you close to just about everything? This 3-bedroom, 1.5-bath home is right in town and just minutes from schools, shopping, restaurants, and all the conveniences of Somerset. Whether you're a first-time homebuyer looking for an affordable place to call your own or an investor looking for a solid rental opportunity, this one is worth a look! Located in the Somerset Independent School District and sitting in a convenient in-town location, it offers the kind of accessibility that's hard to beat. If you are looking for convenient, affordable, and in the right location. And this one checks all three boxes. 

414 Monticello St, Somerset
285 Knob Hill Rd Rd, Somerset
$189,900
3 Beds ⋅ 2 Baths ⋅ 26025935 MLS

285 Knob Hill Rd Rd, Somerset
143 S Central Ave, Somerset
$229,900
8 Beds ⋅ 4 Baths ⋅ 26025512 MLS
Now offering this rare opportunity to own a multifamily property in a desirable location downtown Somerset. This property offers immediate income but also an immediate value-add opportunity. This property offers 4 units that offer 2 spacious bedrooms, 1 full bathroom, and a large living area. There is an additional space int he back of the property where the garage is to build another rental unit on this property.

143 S Central Ave, Somerset
Start Your Search