Somerset Homes with Finished Basement

Somerset Homes with Finished Basement

Welcome to Somerset, Kentucky—a charming city nestled in the heart of Pulaski County, where small-town warmth meets breathtaking natural beauty. Known for its friendly community and vibrant local culture, Somerset offers a delightful blend of outdoor adventures and urban conveniences. With the stunning Lake Cumberland nearby, residents enjoy an abundance of recreational activities such as boating, fishing, and hiking, making it a paradise for nature lovers.

One of the standout features of homes in Somerset is the availability of properties with finished basements. These versatile spaces provide endless possibilities, whether you envision a cozy family room, a home office, or even a guest suite. A finished basement not only adds valuable square footage but also enhances the overall functionality of your home, making it perfect for entertaining or simply unwinding after a long day.

Somerset’s real estate market is thriving, with a variety of homes catering to diverse tastes and budgets. From charming cottages to spacious family homes, you’ll find properties that reflect the unique character of this inviting city. Imagine hosting gatherings in your finished basement, creating memories with loved ones in a space designed just for you.

With a rich history, excellent schools, and a strong sense of community, Somerset is more than just a place to live; it’s a place to thrive. Explore the possibilities of calling Somerset home, and discover the perfect house with a finished basement that suits your lifestyle. Let us help you find your dream home in this picturesque Kentucky gem!

Newest Somerset Homes with Finished Basement

$639,900
4 Beds ⋅ 4 Baths ⋅ 26024750 MLS
**Stunning New Construction in the newly developed Mercato Subdivision!** This beautifully designed home offers the perfect combination of modern style, quality finishes and a fantastic location just minutes from a boat ramp and beautiful Lake Cumberland. Step inside to a spacious 4-5 Bedroom 3.5 Bath open floor plan filled with impressive details, including coffered ceilings, LVP flooring, wainscoting and gorgeous modern fixtures throughout. The beautiful kitchen is the heart of the home, featuring stylish cabinetry, quartz countertops, a large center island and plenty of space for entertaining. The thoughtfully designed split-bedroom floor plan offers both privacy and functionality, while the spacious living areas provide an inviting place to relax or gather with family and friends. Outside, you'll love the beautiful, covered back porch, perfect for enjoying quiet mornings or evenings outdoors. Located in one of the area's newest developments and super convenient to the lake and boat ramp, this gorgeous new home offers style, comfort and location all in one. Beautifully finished, move-in ready and an absolute must-see!

32 Mercato Dr, Somerset
$335,000
4 Beds ⋅ 2 Baths ⋅ 26024450 MLS
**AMAZING LOCATION!** This beautiful, exceptionally well-maintained **4BR, 2BA home** is tucked away on a **quiet cul-de-sac in desirable Southfork Subdivision** and offers a fantastic combination of space, updates and a gorgeous setting. Inside, you'll find an **updated kitchen, laminate wood flooring** and an inviting living area featuring a **beautiful stone fireplace**. Step outside onto the **large newer deck**, perfect for relaxing, entertaining or simply enjoying the beautiful surroundings. The **fully finished basement** provides even more living space and features an additional **bedroom, spacious den and wet bar**, making it ideal for guests, entertaining or a second living area. The basement also offers the added convenience of a **utility garage**, providing great storage for lawn equipment, tools and more. Outside is where this property really shines! The **beautiful lot and gorgeous landscaping** create a peaceful, welcoming setting with plenty of curb appeal. Located in a sought-after neighborhood and situated at the end of a cul-de-sac, this home has been **lovingly cared for and is truly move-in ready**. There are too many upgrades to mention for this wonderful home in an amazing location—this one is a must-see!

1032 S Fork Dr, Somerset
$489,900
4 Beds ⋅ 4 Baths ⋅ 26024383 MLS
This timeless brick beauty is now offered in the popular Natures Point neighborhood located minutes from the boat ramps and marinas of Lake Cumberland. The spacious 1 1/2 story brick offers over 4200 sq feet of living space with a roomy main floor master suite, large secondary bedrooms (3 possibly 4), 3 1/2 baths, full finished walkout basement, sunroom, oversized 2 car garage, and a gorgeous fenced in back yard with mature shade trees. There's also plenty of room to entertain and play with an inviting living area on the main level and both a family room and gaming/workout room in the lower level. Work from home or homeschool? The versatile floor plan allows easy conversion to your specific family wants and needs. Real hardwood flooring, tiled showers, granite counter tops and nice stainless-steel appliances, and are just a few of the many amenities. Located a short walk from Firebrook Park's walking trails, dog walks, picnic shelter, and pickleball. This home has been well loved and cared for.

420 Wildlife Dr, Somerset
$329,000
3 Beds ⋅ 3 Baths ⋅ 26024238 MLS
Beautiful lake-view property at the end of a quiet cul-de-sac offering space, flexibility, and endless possibilities!! This 3-bedroom,3-bath home features an open concept kitchen and family room on the main level connected to a multipurpose great room. The main level has 2 bedrooms and 2 bathrooms. Downstairs the home has a complete kitchen and great room along with a bedroom, bathroom, and plenty of storage. This home provides an ideal layout for multi-generational living, a guest suite, entertaining, or potential rental income. Enjoy beautiful views of the lake from the spacious deck, the master bedroom, or the porch in the basement. The versatile floor plan offers exceptional functionality while the picturesque lake setting provides the perfect backdrop for everyday living or weekend getaways. A unique opportunity to own a home with incredible flexibility and beautiful lake views. This home is a five-minute drive to Fishing Creek Recreation Area boat ramp and a five-minute drive to Somerset. Listing agent has an owner's interest in the property.

3925 Hickory Hill Dr, Somerset
$849,900
5 Beds ⋅ 5 Baths ⋅ 26024209 MLS
LAKE VIEWS, INCREDIBLE GARAGE SPACE & MINUTES TO THE WATER! This stunning 5BR, 4.5BA home offers an impressive combination of space, quality and location. Situated just about a minute from a boat ramp and only minutes from Burnside Marina, this beautiful home is perfect for enjoying the Lake Cumberland lifestyle! Step inside to find spacious, open rooms, beautiful hardwood flooring and an updated kitchen designed for both everyday living and entertaining. The large dining area provides plenty of room for gatherings, while the gorgeous fireplace creates a warm and inviting focal point in the main living space. The oversized primary suite is a true retreat, featuring a private en suite with a relaxing soaking tub, separate shower and plenty of space to unwind. With five bedrooms and four and a half baths, there is room for everyone! The fully finished basement adds an incredible amount of additional living and entertaining space and features its own kitchen, making it ideal for guests, extended family or game-day gatherings. Car enthusiasts and lake lovers will especially appreciate the exceptional garage space! The home offers a 2-car garage on the main level, additional garage space below (can hold 4 cars) and a bonus utility garage—providing room for vehicles, boats, lake toys, storage and more. Beautifully built with quality and integrity, this move-in-ready home offers lake views, tremendous space and an outstanding location close to the water. **A rare opportunity near Burnside Marina and beautiful Lake Cumberland!**

17 Windy Hills Dr, Somerset
$349,900
3 Beds ⋅ 3 Baths ⋅ 26024133 MLS
This gorgeous 2,700 square- foot home offers spacious, comfortable living with three bedrooms and three full bathrooms. The home features a 2.5 car attached garage with an epoxy- finished floor, along with several major updates already completed. Recent updates include a brand- new heating and cooling system, a new hot water tank and a 30 -year roof that's only 10 years old. with plenty of finished living space and a great location, this home has so much to offer. Best of all, you're just five minutes from beautiful Lake Cumberland, giving you easy access to boating, fishing, recreation, and everything the lake has to offer. Spacious , updated, and ideally located, this is a home you won't want to miss!

363 Hidden Loop Dr, Somerset
$1,250,000
6 Beds ⋅ 6 Baths ⋅ 26023966 MLS
Welcome to this stunning custom-built executive home offering over 5,500 finished square feet of luxurious living space. Situated on an oversized corner lot, this one-owner residence showcases exceptional craftsmanship, timeless finishes, and thoughtful upgrades throughout. Featuring 6 spacious bedrooms and 5.5 baths across three finished levels, the home is designed for both everyday comfort and elegant entertaining. The main level boasts a beautifully appointed eat-in kitchen with quartz countertops, custom cabinetry, a large island, and a spacious pantry with a decorative door. Hardwood and marble flooring, soaring decorative ceilings with recessed lighting, elongated transom windows, custom built-ins, and wrought iron staircase balusters add sophistication throughout the home. The main-floor primary suite is a true retreat, featuring a stunning decorative ceiling and a luxurious en-suite bath with marble flooring. The finished walkout basement is an entertainer's dream, complete with a custom bar, oversized indoor swing, home theater, and expansive gathering spaces that will impress family and friends alike. Outdoor living is equally inviting with a deck off the main level, a lower-level patio, mature trees, beautiful landscaping, and an oversized concrete driveway featuring a convenient turnaround pad. Additional highlights include a 3-car garage with decorative exterior finishes and custom interior cabinetry, generously sized bedrooms with ample closet space, and meticulous maintenance that reflects pride of ownership. Offering both privacy and convenience, this exceptional property is located just minutes from downtown Somerset, area amenities, and beautiful Lake Cumberland.

40 Cory Ln, Somerset
$1,700,000
5 Beds ⋅ 5 Baths ⋅ 26023944 MLS
Spectacular custom-built estate offering over 5,800 finished sq. ft. on 25 picturesque acres with two stocked ponds, a beautifully refurbished barn, and exceptional outdoor entertaining spaces. This impressive 5-bedroom, 4-bath home showcases hardwood flooring, crown molding, detailed trim work, recessed lighting, vaulted ceilings, custom built-ins, and two gas fireplaces. The spacious eat-in kitchen features stunning maple cabinetry with interior lighting and glass accents, granite countertops, a large island with JennAir cooktop, trash compactor, and stainless steel appliances. The primary suite includes a gas fireplace and an ensuite bath with a solid-surface shower. Outdoor living is unmatched with a 13' covered pergola, built-in charcoal grill, dining area, and gorgeous stone fireplace. Additional highlights include front and side porches, attached garages on both the main and lower levels, extensive landscaping, and a finished walkout basement with kitchenette that offers excellent potential for a mother-in-law suite or guest quarters. A rare opportunity to own a private retreat that combines luxury, functionality, and natural beauty.

1270 Nubbin Ridge Rd, Somerset
$614,900
5 Beds ⋅ 4 Baths ⋅ 26023763 MLS
Welcome to this beautiful 5-bedroom, 3.5-bath home offering an abundance of space, natural light, and thoughtful features throughout! From the moment you step inside, you'll appreciate the inviting layout, quality finishes, and versatility this home has to offer. The huge primary suite provides a peaceful retreat, featuring a spacious ensuite with a fireplace and sitting area, luxurious soaking tub, separate shower, double vanities, and a custom stained-glass door that adds an elegant touch. The main kitchen features hardwood cabinetry, granite countertops, bar seating, including dishwasher, stove, refrigerator, disposal, and microwave. Beautiful hardwood flooring adds warmth and character throughout the main living areas, while a washer and dryer convey with the home. The finished basement offers exceptional additional living space, including two bedrooms, a full bathroom, an open family room with fireplace, and a fully equipped second kitchen with appliances conveying. A recreation room with custom-built cabinetry and a pub-style area creates the perfect space for entertaining, game nights, or relaxing with family and friends. Additional walk-in storage and a dedicated safe room provide even more functionality. For year-round comfort, the home is equipped with two HVAC systems plus three mini-split units, allowing for flexible heating and cooling throughout the home. Additional features include two septic systems, a security system, smart thermostat, and smart front door locks with keypad entry on both levels. Step outside and enjoy the mature trees and landscaping along the property. The concrete patio and beautiful backyard trees create a wonderful setting for outdoor entertaining or simply enjoying your surroundings. The front yard also features a sprinkler system, making lawn maintenance easier while helping keep the landscaping looking its best.

80 Kolsons Landing Dr, Somerset
$405,900
4 Beds ⋅ 3 Baths ⋅ 26023540 MLS
Welcome to 11 Horizon Hill Drive! If you have been searching for a well taken care of updated spacious and versatile home offering plenty of room for family, guests, and even separate living accommodations! This well-designed property provides multiple living spaces, two kitchens, four bedrooms, and three full bathrooms, making it an excellent option for a large family, multi-generational living, or those needing a private lower-level living area. For even more convenience, this home is in walking distance to the Needle Point Boat Ramp for your boating convenience! Complete roof reshingled in October 2024. 2 New Heating and Cooling Units added in 2018! All appliances in both kitchen convey with the home! The main level features a welcoming family room, kitchen, dining area, primary bedroom with private bath, and a second bedroom with a convenient hall bathroom. The third bedroom is located upstairs, offering additional privacy and flexibility. The lower level adds an entirely separate living area with a second family room, second kitchen, fourth bedroom, and third full bathroom. This space provides excellent potential for extended family, guests, a private suite, or additional entertaining space. The property also offers excellent garage and outdoor amenities. The 2.5-car garage is located on the main level, while a separate 1-car garage is located on the lower level, providing plenty of room for vehicles, storage, recreational equipment, or a workshop. Enjoy the benefits of a fully fenced yard with excellent access. The lower-level yard features two 6-foot gates forming a convenient double gate, while the upstairs/main-level yard has an additional 6-foot gate. For added peace of mind, the home is equipped with a wired-in security system with a monitor and conveys with the home. With its generous living space, multiple kitchens and living areas, four bedrooms, three full baths, and versatile lower-level accommodations, 11 Horizon Hill Drive offers the space and flexibility you've been looking for! This is a ready to move in home!

11 Horizon Hill Dr, Somerset
$510,000
4 Beds ⋅ 4 Baths ⋅ 26023514 MLS
Space, Privacy & Lake Life—This One Has It All! Situated on 1.92 acres with mature landscaping and woods along the back for added privacy, this exquisite brick home offers 4 spacious bedrooms and 3.5 baths. The main level features a split-bedroom floor plan with three bedrooms, offering added privacy, while the fourth bedroom is located in the fully finished basement. Inside, you'll find beautiful hardwood floors, crown molding, and a tiered tray ceiling in the living room. The remodeled kitchen is ready for a crowd with two sinks and a double oven, making entertaining a breeze. The primary suite features an antique claw-foot soaking tub, spacious walk-in tiled shower, and large walk-in closet. The fully finished basement adds even more flexibility with a bedroom, full kitchen, separate entrance, and an ETS (Electric Thermal Storage) unit—ideal for extended or multi-generational living. Throughout the home, you'll also find tons of storage, while the oversized garage with built-in workbenches provides plenty of space for vehicles, projects, and more. Outside, enjoy a large front porch, spacious back deck, and large basement patio overlooking the peaceful backyard. Abundant wildlife, woods along the back, and a flowing creek add to the charm of the property. And when the lake is calling, you're just minutes from a boat ramp! Beautifully updated, built for entertaining, and offering plenty of room inside and out—this home has space for everyone and Lake Cumberland close by!

378 Horizon Hill Dr, Somerset
$259,900
4 Beds ⋅ 2 Baths ⋅ 26022755 MLS
Situated on a 1-acre lot with a fenced backyard, this 4-bedroom, 2-bath home offers 2,340 sq. ft. of finished living space and has been completely remodeled from top to bottom. The main level features two bedrooms, one full bath, a living room, and a fully updated kitchen with granite countertops and brand-new appliances (Range installed this week). The walkout basement offers two additional bedrooms, one full bath, a spacious den/second living area, laundry room, and large walk-in storage closet. Additional features include LVP flooring throughout, a brand-new deck, a mini-split system downstairs, and a heat pump upstairs. Practically new on the inside and conveniently located just 12 miles from Pulaski County High School, this home is truly move-in ready.

190 Alexander Rd, Somerset
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