Somerset Homes under $150,000

Somerset Homes under $150,000

Welcome to Somerset, Kentucky, a charming city nestled in the heart of Pulaski County! Known for its picturesque landscapes and vibrant community spirit, Somerset is a delightful place to call home. With its rich history, friendly atmosphere, and an abundance of outdoor activities, this city offers a unique blend of small-town charm and modern conveniences.

Somerset is surrounded by the breathtaking beauty of Lake Cumberland, making it a haven for water enthusiasts and nature lovers alike. Whether you enjoy boating, fishing, or simply taking in the stunning views, this area provides endless opportunities for recreation. The city also boasts a variety of parks, walking trails, and local events that foster a strong sense of community and connection among residents.

For those looking to settle down in Somerset without breaking the bank, you'll be pleased to find a range of homes available for under $150,000. This affordability makes Somerset an attractive option for first-time homebuyers, families, and retirees alike. From charming bungalows to cozy ranch-style homes, there's something for everyone in this welcoming city.

With its strong sense of community, abundant amenities, and affordable housing options, Somerset, KY, is not just a place to live; it's a place to thrive. Explore the possibilities of calling this beautiful city home, and discover why so many have chosen to make Somerset their forever haven!

Newest Somerset Homes under $150,000

111 Lair St, Somerset
$129,900
2 Beds ⋅ 2 Baths ⋅ 26026303 MLS
Welcome to 111 Lair Street, a charming and conveniently located home nestled on a corner lot within the city limits of Somerset, Kentucky! Whether you're a first-time homebuyer, investor, healthcare professional looking for a home close to town, or someone searching for a getaway near beautiful Lake Cumberland, this property offers plenty of possibilities! Built in 1970, this 2-bedroom, 1.5-bath home offers 969 square feet of living space with a functional layout and several recent updates, including all-new windows, fresh interior paint, and new carpet in the bedrooms. Step inside to discover a spacious kitchen with ample room for everyday living, complete with appliances and a washer and dryer that convey with the home. The kitchen flows into a separate dining area, conveniently located near the half bath, before opening into the living room. Both bedrooms offer closet space, with the rear bedroom providing access to the full bathroom. An added feature is the partially accessible crawl space beneath the home. The area beneath the living room offers enough height to stand and houses the HVAC system and water heater, while also providing useful additional storage space or the potential to serve as a sheltered area during severe weather. Outside, you'll appreciate the corner lot with a relatively level yard and mature trees that create a more peaceful, private setting while keeping you close to everything Somerset has to offer. Enjoy your morning coffee on the covered front porch or unwind in the evenings on the covered back porch. A concrete driveway provides convenient off-street parking, while the storage shed offers additional space for tools, lawn equipment, and seasonal belongings. Location is another standout feature! Situated just minutes from downtown Somerset, local shopping, dining, healthcare facilities, and everyday conveniences, this property offers easy access to the amenities that make life simple. Its proximity to Lake Cumberland also makes it an appealing option for those seeking a vacation retreat, potential short-term rental investment, or affordable home base for enjoying all that the area has to offer. With its manageable size, recent improvements, convenient location, and versatile possibilities, 111 Lair Street is ready for its next chapter. Schedule your private showing today and discover the potential this Somerset property has to offer!

111 Lair St, Somerset
118 Beecher St, Somerset
$149,900
4 Beds ⋅ 2 Baths ⋅ 26026650 MLS

118 Beecher St, Somerset
128 Carroll St, Somerset
$110,000
2 Beds ⋅ 1 Baths ⋅ 26023663 MLS
Investor opportunity! This 2-bedroom, 1-bath home is situated on a huge, private, unrestricted lot and offers excellent potential for an investor, first-time buyer, or someone looking to downsize. Recent improvements include newly painted brick, new shutters, new flooring, and a brand-new roof installed in October 2025. Conveniently located near restaurants, shopping, and the hospital, this property also offers potential as a rental or Airbnb, subject to applicable local rules and regulations. The home is being sold AS-IS. Don't miss the opportunity to make this property your next investment or affordable home!

128 Carroll St, Somerset
286 Kelly Pl, Somerset
$129,900
2 Beds ⋅ 2 Baths ⋅ 26020481 MLS
***Seller offering $5,000 credit at closing with a full price offer!*** Discover your own Lake Cumberland getaway in Hail's Haven! Situated on three lots, this fully furnished 2-bedroom, 2-bath home directly adjoins the Army Corps of Engineers boundary along Buck Creek, with a community boat ramp just a short walk away. Enjoy convenient access to boating, kayaking, fishing, hiking and outdoor adventure, plus a short boat ride to the open waters of Lake Cumberland and Safe Harbor Burnside Marina. The Daniel Boone National Forest is nearby, along with Bee Rock Recreation Area, known for its beautiful hiking trails and access to both the whitewater and flatwater sections of the Rockcastle River. A covered front porch welcomes you inside, where an open floor plan features a spacious living room and large eat-in kitchen. One of the home's most unique features is the hidden laundry and pantry area tucked behind two cabinet doors in the kitchen. The split-bedroom floor plan offers a large primary suite with a spacious walk-in closet and private en suite bathroom. On the opposite side of the home, an additional generously sized bedroom and second full bathroom provide privacy and plenty of room for guests. Recent updates include a roof and dishwasher replaced approximately two years ago and a water heater replaced approximately one year ago. Out back, a large deck overlooks the water and surrounding trees, creating a peaceful, private place to relax after a day on the lake. Whether you are searching for a weekend retreat, potential short-term rental or full-time residence, this furnished lake property offers space, privacy and convenient access to some of Kentucky's most beautiful outdoor destinations. Selling as-is. Inspections are welcomed.

286 Kelly Pl, Somerset
153 Cotter Ave, Somerset
$79,000
2 Beds ⋅ 1 Baths ⋅ 26018932 MLS
Endless potential awaits! This 2-bedroom, 1-bath fixer-upper, Property consists of Lots 3 & 13 and a portion of Lot 4, Block 9, Candler Addition. Per deed, In a convenient location just minutes from shopping, dining, schools, and other local amenities, close to rocky hollow recreation center. The home features a partially finished basement, a chain-link fenced yard, and plenty of space to make it your own. Whether you're an investor, flipper, or buyer looking for a renovation project, this property offers a great opportunity to build equity. Basement square footage is estimated. Buyers are encouraged to verify square footage, acreage, and all other information to their own satisfaction, Property is being sold as is.

153 Cotter Ave, Somerset
104 Ashurst, Somerset
$129,900
3 Beds ⋅ 2 Baths ⋅ 26001773 MLS
Charming 3-Bedroom Retreat in Prime City Location! Welcome to your dream home! Nestled in the heart of the city, this very cute 3-bedroom, 2-bathroom house offers a perfect blend of modern updates and timeless charm. With its spacious layout and a large lot, this property is a rare gem that promises comfort, convenience, and endless possibilities. Key Features: Spacious Living Areas: Step into a welcoming living space that is perfect for relaxation or entertaining. Large windows fill the room with natural light, creating a warm and inviting atmosphere. Three Cozy Bedrooms: Each bedroom is designed with comfort in mind, offering plenty of space for rest and personalization. Whether you need a home office, a guest room, or a nursery, this home can accommodate your needs. Two Full Bathrooms: No more morning rush hour chaos! With two full bathrooms, you and your family can enjoy the luxury of convenience and privacy. Unfinished Basement: Unleash your creativity with the unfinished basement, providing a blank canvas for your vision. Whether you envision a cozy den, a game room, or extra storage space, the possibilities are endless! Large Lot: One of the standout features of this property is its expansive lot. Perfect for gardening, outdoor gatherings, or simply enjoying the fresh air, you'll appreciate the generous outdoor space that city living often lacks. Prime Location: Situated close to all the vibrant city activities, you'll have the best of both worlds—easy access to restaurants, parks, shopping, and entertainment while still enjoying a peaceful residential atmosphere. Investment Opportunity: This home has previously served as a rental, making it not only a perfect place to live but also an excellent investment opportunity. The demand in this area ensures excellent rental potential for those looking to expand their real estate portfolio. Don't miss your chance to own this delightful home with endless potential! Whether you're looking for a new place to settle down or an investment opportunity that's ready to go, this charming property is waiting for you. Schedule a tour today and imagine all the memories you'll create in your new home!

104 Ashurst, Somerset
110 Jacksboro St, Somerset
$132,900
3 Beds ⋅ 1 Baths ⋅ 26006821 MLS
Completely remodeled and move-in ready! Welcome to 120 Jacksboro Street in Somerset, Kentucky—a beautifully updated 3-bedroom, 1-bath home offering modern finishes with classic charm. Step inside to discover a fresh, clean interior featuring updated flooring, fixtures, and paint throughout. The bright and inviting living space flows into a functional layout designed for everyday living. The kitchen has been refreshed and is ready for family meals or entertaining guests, while the three bedrooms provide comfortable space for family, guests, or even a home office. The updated bathroom features stylish finishes, giving the home a modern feel from top to bottom. Outside, enjoy a manageable yard with space to relax or entertain. Conveniently located just minutes from downtown Somerset, shopping, dining, and schools—and a short drive to Lake Cumberland—this home is perfect for first-time buyers, downsizers, or anyone looking for a turnkey property. Don't miss this fully remodeled gem—schedule your showing today!

110 Jacksboro St, Somerset
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