Somerset Homes with Walk Up Access Basement

Somerset Homes with Walk Up Access Basement

Welcome to Somerset, Kentucky – a charming city nestled in the heart of Pulaski County, where Southern hospitality meets breathtaking natural beauty. Known for its picturesque landscapes and vibrant community, Somerset is a hidden gem that offers a perfect blend of small-town charm and modern amenities. With its proximity to Lake Cumberland, residents enjoy a plethora of outdoor activities, from boating and fishing to hiking and picnicking along scenic trails.

In Somerset, you'll find a diverse array of homes tailored to various lifestyles, including those with walk-up access basements. These unique properties not only provide additional living space but also offer a seamless transition between indoor and outdoor environments. Imagine having a cozy basement that opens directly to your backyard, creating an ideal space for entertaining friends or enjoying quiet family evenings under the stars.

Homes with walk-up access basements in Somerset are perfect for families seeking extra room for hobbies, home offices, or guest accommodations. The versatility of these spaces allows homeowners to customize them to suit their needs, whether it’s a game room, a home gym, or a tranquil retreat.

As you explore Somerset, you'll discover a welcoming community filled with local shops, delightful eateries, and cultural attractions. The city's commitment to preserving its rich history while embracing growth makes it an attractive destination for homebuyers. Whether you’re looking for your first home, a vacation getaway, or a place to retire, Somerset offers an array of options that cater to your desires. Embrace the charm of Somerset and find your dream home today!

Newest Somerset Homes with Walk Up Access Basement

$879,900
4 Beds ⋅ 4 Baths ⋅ 26019680 MLS
Welcome to your custom-built dream home, where luxury meets energy efficiency. Offered below its appraised value and newly landscaped! This stunning 4-bedroom, 3.5-bath residence with a separate dining room and study offers 5,385 sq. ft. of open living space, built with 2 x 6 exterior walls for maximum energy savings. Enjoy 10' ceilings, large windows for natural light, luxury vinyl plank flooring, and quartz countertops throughout both floors. The owner's suite features a walk-in closet and a spa-like wet room with dual shower heads and a freestanding tub. The chef's kitchen is a culinary delight with maple cabinets, a 48'' (LP) gas range, quartz countertops, a farmhouse sink, and a large island. A butler's pantry and walk-in pantry provide additional storage. The split floor plan offers privacy and convenience, with two upstairs bedrooms having a Jack & Jill bath, plus a half bath for guests. The covered deck, accessible from both the master and living area, overlooks your 1-acre wooded property. The large double garage has 10' doors, and the fully finished basement includes an extra bedroom, bath, kitchenette, large windows, and a third garage. Minutes from beautiful Lake Cumberland. Schedule a showing today!

370 Splendor View Dr, Somerset
$695,000
4 Beds ⋅ 4 Baths ⋅ 26018804 MLS
Rarely does an opportunity like this become available in the prestigious Waitsboro Estates community. Perched atop a scenic hillside overlooking beautiful Lake Cumberland, this impressive 4-bedroom, (Plus bonus room) 3.5-bath executive home offers timeless architecture, exceptional living space, and breathtaking views from multiple levels. Step inside the grand two-story foyer featuring soaring ceilings, gleaming hardwood floors, and an elegant staircase that sets the tone for the rest of the home. The spacious great room is filled with natural light and anchored by a fireplace, while formal living and dining areas provide the perfect setting for entertaining family and guests. The gourmet kitchen boasts custom cabinetry, granite countertops, stainless steel appliances, double wall ovens, a large center island, and abundant workspace for both everyday living and special occasions. The main-level primary suite serves as a private retreat, complete with a beautifully remodeled marble and tile walk-in shower and an oversized walk-in closet. Upstairs, you'll find three additional bedrooms, two full baths, and a versatile bonus room perfect for a home office, media room, or guest space. Outdoor living is equally impressive with an expansive covered patio and terrace designed to capture panoramic views of Lake Cumberland, the surrounding countryside, and the iconic bridge in the distance. An unfinished walk-out basement offers endless possibilities for future expansion, recreation, or storage. Recent updates include a new furnace, Generac generator, water softener, and professional landscaping. Located just minutes from Burnside Marina, restaurants, shopping, and all the recreational opportunities Lake Cumberland is known for, this remarkable property delivers luxury, space, and views in one of Somerset's most desirable neighborhood. *Lake Cumberland Views *Grand Two-Story Foyer *Hardwood & Travertine Flooring *Gourmet Kitchen with Island & Double Ovens *Main-Level Primary Suite *Bonus Room *Covered Patio & Terrace *Walk-Out Basement *Generac Generator *Minutes to Burnside Marina

514 Waitsboro Dr, Somerset
$1,100,000
3 Beds ⋅ 3 Baths ⋅ 26018248 MLS
Timeless elegance spanning decades, this custom home was built by Brown Brothers, the most elite and well-known builders in Somerset from the 1960s until their retirement in the early 2000s. This sprawling stone ranch offers more than 10,000 square feet, including a 3,400 square foot finished detached building with an additional six-car garage, constructed in 2005 with the same exceptional quality and craftsmanship as the home. The property sits on a beautifully manicured 1.5 acre lot. The home features an attached oversized two-car garage, spacious rooms throughout, an eat-in kitchen, formal dining and living rooms and a private office/den located just off the dining room. You'll be impressed from the moment you step into the grand foyer, highlighted by black marble flooring and a welcoming hallway leading to the bedrooms and full bathrooms. The primary bedroom suite encompasses more than 800 square feet and connects to a large exercise room complete with its own kitchen, full bathroom and a half bath and would be perfect for a mother-in-law's suite. A finished attic could make another large bedroom and area for playroom and tons of storage. Just off the kitchen, a massive sunroom overlooks the private backyard where you'll find a custom gazebo with a firepit and a stunning koi pond featuring cascading waterfalls and beautiful koi fish. This home features so much more that you can only appreciate by seeing, so call today and set up an appointment! Any day between 9AM and 8PM it will be ready to preview.

145 Woodland Dr, Somerset
$529,000
4 Beds ⋅ 3 Baths ⋅ 26018016 MLS
Stunning Country Estate just 10 minutes from downtown Somerset, Ky. This spacious home rests on several acres that has been up updated throughout! 4 Bedroom, 3 bath with finished walkout basement that includes a mini kitchen. 48x80 workshop and beautiful inground pool

8645 Kentucky 39 Hwy, Somerset
$489,000
4 Beds ⋅ 3 Baths ⋅ 26017562 MLS
Welcome to an exceptional residence in the prestigious Natures Valley subdivision, where timeless design, thoughtful craftsmanship, and modern luxury come together to create an extraordinary place to call home. Built in 2019, this stunning 4-bedroom, 3-bath home has been meticulously maintained and beautifully appointed finishes throughout. From the moment you step inside, you'll be captivated by the expansive open-concept living space featuring soaring vaulted ceilings, rich wood flooring, and an impressive floor-to-ceiling stone fireplace with a blower that serves as the heart of the home. The beautifully designed kitchen flows effortlessly into the dining and living areas, creating an elegant setting for both everyday living and unforgettable gatherings. The main level offers the convenience of a luxurious primary suite, laundry room, and attached garage, providing the ease of one-level living. The walkout lower level expands the home's versatility with a spacious family room, two generously sized bedrooms, a full bath, and a utility garage that can easily accommodate a workshop, fitness studio, hobby space, or additional storage. Designed for exceptional outdoor living, the private backyard is a true retreat. Surrounded by professional landscaping and enhanced by an in-ground sprinkler system, this outdoor sanctuary showcases a sparkling heated swimming pool featuring a premium glass media filtration system, an automatic pool cover, expansive concrete decking, and a privacy fence that creates the perfect setting for relaxation or entertaining. The hot tub and outdoor grilling area will remain, allowing the next owners to immediately enjoy this resort-inspired oasis. What truly sets this property apart is the confidence it offers its future owners. The sellers have proactively invested in an extensive package of pre-listing inspections, including a whole-home inspection, septic inspection, sprinkler system inspection, and pool inspection Additionally, a Radon Assurance Program is included with the listing, providing an extra level of protection and peace of mind rarely found in today's market. Every detail of this remarkable home reflects pride of ownership and quality craftsmanship. Offering the perfect balance of refined interiors, exceptional outdoor amenities, and valuable buyer assurances, this is more than a home—it's a lifestyle. Opportunities like this in Natures Valley are rare. Schedule your private showing today and experience everything this exceptional property has to offer.

132 Rugged Peak Dr, Somerset
$444,700
4 Beds ⋅ 2 Baths ⋅ 26006481 MLS
406 North Main Street is the pinnacle of executive downtown living. This home, built around 1851, is a rare find as properties on North Main Street sparsely come available. This perfect historical home retains much of its original character with modern updates for luxurious living. As you step inside, you are immediately greeted by the original staircase, which is the focal point that sets the tone for the rest of the home. The grand entryway flows into 2 separate living spaces, each comfortably sized and designed for both relaxing and entertaining. Throughout, you'll find rich hardwood flooring and custom terra cotta tile, imported from Italy. The large dining features a beautiful skylight that fills the space with natural light, and a handmade chandelier imported from Murano, Italy--creating a striking atmosphere. Each of the four bedrooms are considered to be generously sized even by today's standards, and the Kitchen has been utterly and completely renovated by starting at the studs and building back a premier kitchen featuring quarts countertops, custom site-built cabinetry, and custom backsplash tile spanning all the way to the ceiling, and finalized with kitchen-aid appliances. This pinnacle of downtown Somerset is now ready to continue its story with new owners!

406 N Main St, Somerset
$439,000
1 Beds ⋅ 3 Baths ⋅ 26000572 MLS
This stunning NEW CONSTRUCTION Modern Mountain Style Condominium tucked away along Somerset Country Club Golf Course offers the unique ability to customize your space with up to two additional bedrooms in the full finished basement—or use the area for a home office, entertainment room, workshop, or gym. With 2650 sq. ft. of living space, this home features an attached 2-car garage on the main level and a 1-car basement garage with golf cart access. The main level impresses with ceilings up to 20 feet, a spa-like primary suite, and a massive walk-in closet with custom built-ins. Throughout the home, you'll find quartz countertops, custom cabinetry, and luxury finishes that elevate every room. The Chef's kitchen offers gas range and a true Butler's Pantry. The basement ceilings soar to 11 feet, creating endless potential to tailor the space to your lifestyle. Whether you're looking for main-level living, room to grow, or elegant design in a premier location, this home checks all the boxes. Located along the Somerset Country Club Golf Course and near Pulaski High School, this property blends convenience with upscale living and City of Somerset Utilities (no city school tax).

210 Caney Fork Rd Unit 3, Somerset
$349,900
4 Beds ⋅ 4 Baths ⋅ 24024718 MLS
Looking for a home in the city school district with 4 bedrooms, 2 full baths, and 2 half baths? Look no further! Hardwood floors upstairs and downstairs. Large bedrooms and new baths upstairs. 2 fireplaces with gas logs. Tiled sunroom. Full basement with half unfinished and half finished. There is a one car attached garage. Large laundry room off the kitchen. Owner/agent

155 Woodland Dr, Somerset
$399,900
5 Beds ⋅ 4 Baths ⋅ 26011396 MLS
**Beautifully Renovated 5-Bedroom Home in Somerset, KY - Minutes from Lake Cumberland** Welcome home to this beautifully renovated **5-bedroom, 3.5-bath** residence in **Somerset, Kentucky**, where modern upgrades, spacious living, and an unbeatable location come together. Offering the perfect balance of everyday comfort and easy access to **Lake Cumberland**, this home is ideal for anyone looking to enjoy all that Somerset has to offer while staying just minutes from boating, fishing, and outdoor recreation. Step inside to discover a thoughtfully redesigned interior featuring **engineered hardwood floors**, custom finishes, and an inviting open-concept layout that's perfect for both everyday living and entertaining. The stunning kitchen is truly the heart of the home, showcasing gorgeous **quartz countertops**, a beautiful **wood ceiling**, brand-new **stainless steel appliances**, and an oversized island with seating for six. Whether you're preparing weeknight dinners, hosting holiday gatherings, or enjoying your morning coffee, this space was designed to bring everyone together. A large walk-in pantry provides exceptional storage, while the oversized walk-in laundry room adds convenience to daily life. The spacious living room offers a warm, welcoming atmosphere centered around a modern **electric fireplace**, creating the perfect place to relax with family and friends. The desirable **split-bedroom floor plan** provides privacy for the primary suite while keeping four bedrooms conveniently located on the main level. The spacious primary bedroom features a luxurious ensuite bath with **quartz countertops**, a beautiful walk-in tiled shower, and an oversized walk-in closet. The hall bathroom has also been updated with matching quartz finishes, giving the home a cohesive, upscale feel throughout. Downstairs, the partially finished basement offers incredible flexibility for today's lifestyle. Enjoy movie nights in the impressive theater room, complete with an **85-inch television that conveys with the home**. The lower level also includes a spacious fifth bedroom with its own sitting area, a third full bathroom, and a bonus room that's perfect for a home office, workout space, playroom, or gaming room. Outdoor living is equally inviting with a **two-tier patio** designed for entertaining and relaxing. The upper level is covered and enclosed for additional privacy, while the lower patio provides easy access to the backyard and driveway, making it an ideal space for cookouts, family gatherings, or simply enjoying a quiet Kentucky evening. Additional upgrades include **two HVAC systems** for efficient climate control on each floor, a **new metal roof**, and a **new circular driveway** with plenty of room for multiple vehicles, boats, campers, and trailers. Located in one of Somerset's most convenient areas, you'll enjoy quick access to schools, shopping, restaurants, healthcare, and local attractions while being **less than eight minutes from Burnside Marina and three public boat ramps on Lake Cumberland**. Spend your weekdays enjoying the conveniences of town and your weekends making memories on one of Kentucky's most popular recreational lakes. If you've been searching for a **move-in-ready home in Somerset, KY** with room to grow, high-end finishes, and a location that offers both convenience and outdoor adventure, this exceptional property is ready to welcome you home. Agent/Owner

530 Parkers Mill Rd, Somerset
$1,290,000
4 Beds ⋅ 5 Baths ⋅ 26011863 MLS
Luxury Estate Property Description Hidden among close to 8+/-peaceful acres in one of Somerset's most sought-after upscale neighborhoods, this extraordinary Kentucky estate captures the kind of Southern charm and quiet luxury that simply feels like home the moment you arrive. Surrounded by rolling countryside and located just minutes from beautiful Lake Cumberland and a nearby boat ramp, this stunning 4-bedroom, 4.5-bath residence offers a rare blend of elegance, comfort, privacy, and everyday functionality designed for the way families truly live today. This extraordinary home has 6,900 square feet of living space! From the welcoming approach to the warm character throughout the home, every space was thoughtfully created to invite people in, slow life down, and make lasting memories. Inside, large gathering spaces, abundant natural light, and beautifully connected living areas create an atmosphere that feels refined yet comfortably livable. The updated kitchen serves as the heart of the home, opening into a charming breakfast nook where mornings begin with coffee, peaceful views, and horses often wandering up just beyond the windows — a picture-perfect Kentucky moment that never gets old. The main-level primary suite was designed as a true retreat, complete with convenient access to a private indoor , inground hot tub room, offering a peaceful spa-like escape to unwind after long lake days, horseback rides, or evenings entertaining family and friends. An elevator serving all three levels provides exceptional convenience and accessibility, making the home ideal for multi-generational living, long-term comfort, or simply enjoying the ease of everyday life. Adding to the home's thoughtful design is a convenient dumbwaiter located in the attached garage, allowing groceries, packages, and everyday items to be effortlessly transported directly to the main floor — one of many small luxuries that make this home both beautiful and practical. The walk-out basement expands the home's flexibility even further with a large private office, spacious laundry area with bath, extensive storage, and endless possibilities for hobbies, fitness, entertaining, or working from home. Outside is where this property truly comes alive. The detached garage is 2,345sq. ft. on the main level and was built with lifestyle in mind, featuring a car lift and abundant space for all your toys and treasures — whether that's your boat, classic cars, recreational vehicles, workshop space, or lake-day gear. Above the garage, is a 1,100 sq ft. beautifully designed private apartment includes its own kitchen, living room, bedroom, and full bath, making it ideal for guests, extended family, or private accommodations. The acreage itself offers the perfect balance of beauty and usability, with room for horses, outdoor entertaining, gardening, and simply enjoying the peaceful rhythm of country living while still being conveniently close to Somerset's dining, shopping, and recreation. This is more than a luxury property. It is the kind of home where grandchildren run barefoot through the yard, friends gather long after sunset, horses greet you in the morning, and life feels just a little slower, quieter, and sweeter. A rare Kentucky estate where Southern hospitality, lake lifestyle, and timeless comfort all come together in one unforgettable place.

234 Horizon Hill Dr, Somerset
$598,000
4 Beds ⋅ 5 Baths ⋅ 25504804 MLS
Elegant Home on 1.12 Acres with Separate Apartment and Exceptional Features Welcome to this spacious and beautifully designed home, offering comfort, versatility, and timeless appeal. Nestled on 1.12 acres, this property features generous living spaces, thoughtful details, and a separate apartment — ideal for extended family, guests, or additional income. Main Level The main level boasts a luxurious master suite complete with a large walk-in closet, Jacuzzi tub, separate shower, and an additional closet for extra storage. The expansive living room opens directly to a covered patio, creating the perfect space for relaxing or entertaining. The chef's kitchen is both functional and inviting, featuring a large island with a sink, ample cabinet and counter space, a designated dining area, a cozy breakfast nook, and a built-in desk — ideal for meal planning or a small home workspace. Also on the main level is a private guest bedroom with its own full bath and extensive built-in cabinetry, perfect for displaying collections or keeping personal items organized. Completing the main level is a spacious utility room and a three-car garage providing plenty of room for vehicles and storage. Lower Level The finished basement offers impressive additional living space and flexibility. There are two multi-purpose rooms — one featuring a wet bar and access to a large mechanical/storage room, perfect for keeping seasonal items organized. The second room is ideal for a home theater, game room, or fitness area. The basement also includes a bedroom with a private bath, a comfortable sitting area, and a one-car garage with additional storage and a workshop area, providing a great setup for hobbies or projects. Separate Apartment This property includes a private one-bedroom apartment complete with a full kitchen, living room, and bath — an excellent option for guests, in-laws, or potential rental income. The apartment offers privacy with a separate entrance. Exterior & Grounds Situated on 1.12 acres, the grounds feature open space for outdoor activities, mature landscaping, and a large storage building for equipment, tools, or hobby workshop. The covered patio and spacious surroundings make this property perfect for those who value outdoor living. A Truly Exceptional Home With its combination of elegant design, thoughtful layout, and abundant space, this home offers everything you need — whether you're hosting gatherings, working from home, or simply enjoying the peace and comfort of your own retreat.

415 Splendor View Dr, Somerset
$495,000
4 Beds ⋅ 3 Baths ⋅ 26005025 MLS
Nestled among picturesque rolling farmland, this beautifully updated home offers the perfect balance of privacy, space, and modern convenience on a scenic 1.36-acre lot. Surrounded by peaceful countryside views and mature trees, you'll enjoy the tranquility of rural living while remaining just a short drive from everyday amenities. Thoughtfully renovated with major improvements already completed, this move-in ready home provides peace of mind with a new roof (2025), new HVAC system (2025), and water heater (2023). Inside, the spacious floor plan has been updated for today's lifestyle. The main level features a welcoming living room anchored by a stunning stone fireplace, a cozy den, formal dining room, two bedrooms, and two full bathrooms. The beautifully remodeled kitchen is the heart of the home, showcasing gorgeous quartz countertops, a stylish tile backsplash, a large center island, and a full suite of matching stainless steel appliances. The kitchen and living spaces have been opened to create a bright, inviting layout that's perfect for both entertaining and everyday living. For added convenience, the laundry has also been relocated to the main level. Upstairs, you'll find two generously sized bedrooms, an updated full bathroom with modern finishes, and additional storage space. The partially finished basement offers endless possibilities with abundant space for a recreation room, home gym, workshop, or future expansion. A spacious two-car garage provides excellent storage and functionality. Step outside and enjoy the beauty of your own private slice of the countryside. Whether you're relaxing on the porch, entertaining guests, or simply taking in the rolling views, the 1.36-acre setting offers the space and serenity you've been searching for. With tasteful updates throughout, major mechanical improvements already completed, and a spacious, flexible floor plan, this exceptional property is ready to welcome its next owners. If you've been dreaming of peaceful country living without sacrificing modern comforts, this is one you won't want to miss.

324 Little Creek Rd, Somerset
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