Somerset Homes with Full Basement

Somerset Homes with Full Basement

Welcome to Somerset, Kentucky – a charming city nestled in the heart of Pulaski County, where the beauty of nature and the warmth of community come together to create an idyllic living experience. Known for its picturesque landscapes and friendly atmosphere, Somerset is a place where families thrive and dreams take root.

Somerset boasts a rich history and a vibrant culture, offering a delightful mix of outdoor activities and local attractions. With Lake Cumberland just a stone's throw away, residents enjoy boating, fishing, and breathtaking views year-round. The city is also home to numerous parks, walking trails, and recreational facilities, making it an outdoor enthusiast's paradise.

When it comes to real estate, Somerset has an array of homes that cater to diverse lifestyles. Notably, many properties in this area feature full basements, providing ample space for storage, recreational activities, or even additional living quarters. These versatile basements can be transformed into cozy family rooms, home gyms, or creative workspaces, adding significant value and functionality to your home.

The local community is welcoming and tight-knit, with events and festivals throughout the year that bring residents together. From farmers' markets to art shows, there’s always something happening in Somerset. With excellent schools, healthcare facilities, and shopping options, this city truly has it all.

If you’re looking for a place to call home where comfort meets adventure, Somerset, KY, with its stunning homes featuring full basements, is the perfect choice. Discover the charm of Somerset today and experience the lifestyle you’ve always dreamed of!

Newest Somerset Homes with Full Basement

$879,900
4 Beds ⋅ 4 Baths ⋅ 26019680 MLS
Welcome to your custom-built dream home, where luxury meets energy efficiency. Offered below its appraised value and newly landscaped! This stunning 4-bedroom, 3.5-bath residence with a separate dining room and study offers 5,385 sq. ft. of open living space, built with 2 x 6 exterior walls for maximum energy savings. Enjoy 10' ceilings, large windows for natural light, luxury vinyl plank flooring, and quartz countertops throughout both floors. The owner's suite features a walk-in closet and a spa-like wet room with dual shower heads and a freestanding tub. The chef's kitchen is a culinary delight with maple cabinets, a 48'' (LP) gas range, quartz countertops, a farmhouse sink, and a large island. A butler's pantry and walk-in pantry provide additional storage. The split floor plan offers privacy and convenience, with two upstairs bedrooms having a Jack & Jill bath, plus a half bath for guests. The covered deck, accessible from both the master and living area, overlooks your 1-acre wooded property. The large double garage has 10' doors, and the fully finished basement includes an extra bedroom, bath, kitchenette, large windows, and a third garage. Minutes from beautiful Lake Cumberland. Schedule a showing today!

370 Splendor View Dr, Somerset
$549,900
4 Beds ⋅ 3 Baths ⋅ 26019141 MLS
This home combines exceptional space, thoughtful design, meticulous maintenance and move-in-ready condition in one impressive Somerset home. Built in 2017, this beautiful, upgraded brick residence offers approximately 4,245 square feet with 4 bedrooms, 3 full bathrooms and a finished walkout basement. The inviting main level showcases tall ceilings, intricate trim and moulding, rich wood flooring and a beautiful gas fireplace. The open floor plan seamlessly connects the spacious great room, dining area and well-appointed kitchen, creating the perfect setting for everyday living and entertaining. An impressive private primary suite, comfortable secondary bedrooms, a second full bathroom, deck access, two car garage and an oversized laundry room provide everything needed for convenient main-level living. The finished lower level greatly expands the home's possibilities with recreational and entertaining areas, space for a home office or workout room, and a kitchenette. With a full bathroom, walkout access and a separate garage with its own driveway, this level is ideally suited for guests, extended family or a potential mother-in-law suite. Step outside to a deck and patios space, overlooking the beautifully maintained, fenced backyard. A firepit and wooded backdrop create a peaceful, private setting for relaxing or gathering with friends. Situated on approximately 0.87 acre in the desirable Natures Valley neighborhood, this remarkable home offers privacy while remaining convenient to Somerset amenities, Lake Cumberland boat ramps and area marinas. Spacious, spotless and ready for its next owner!

367 Natures Valley Dr, Somerset
$199,900
4 Beds ⋅ 2 Baths ⋅ 26018960 MLS
Move-in ready and full of possibilities! This spacious 4-bedroom, 2-bath brick home offers comfort, character, and flexibility in a convenient city location. The main level features beautiful hardwood floors, a cute, functional kitchen, separate dining room, large laundry room, and plenty of living space for the whole family. The fully finished walkout basement provides an excellent second living area complete with a small kitchen, full bath, and an open living/sleeping space—perfect for guests, multi-generational living, a home office, or potential rental income. Enjoy relaxing on the large wraparound porch or entertain family and friends on the spacious patio below. The property also features two separate driveways, offering convenient guest parking or private access to the basement living area. If you're looking for space, versatility, and move-in-ready convenience, this home is a must-see!

102 Harvey Ave, Somerset
$699,900
6 Beds ⋅ 5 Baths ⋅ 26017777 MLS
If you've been looking for space, privacy, and a home that's been well cared for, this one is worth a look. Situated on approximately 3 level acres in the desirable Winding Ridge neighborhood, this custom-built home offers 6 bedrooms, 4.5 bathrooms, and room for everyone. Built in 1993 and it's clear this home has been loved and maintained over the years. Inside, you'll find a spacious layout with three separate living areas, a large great room with a gas fireplace, a formal dining room, and a chef's kitchen featuring granite countertops and a butler's pantry. The main level includes two oversized ensuite bedrooms, including the primary suite with a recently updated bathroom. There's also a laundry room on the main floor, with a second laundry area downstairs for added convenience. The finished walkout basement has its own entrance and is ideal for extended family, guests, or multi-generational living. It includes another ensuite bedroom, a second kitchen with recently updated cabinets, countertops, and flooring, plus a basement garage with a workshop and additional storage space that could also be used as a storm shelter or canning room. Outside, you'll appreciate the beautifully maintained yard, a fenced backyard that's perfect for kids or pets, and a large covered deck that's great for relaxing or entertaining. Other recent updates include a newer roof. Located just minutes from several Lake Cumberland boat ramps, this home offers the best of both worlds—a peaceful setting with easy access to the lake. Homes with this much space, flexibility, and care don't come around often.

134 Lin Don Dr, Somerset
$500,000
5 Beds ⋅ 4 Baths ⋅ 26018992 MLS
Welcome to a one-of-a-kind lakeview retreat where thoughtful design, high-end finishes, and extensive updates come together on approximately one acre at the end of a quiet peninsula. This architect-designed home offers four bedrooms, three full baths, and one half bath, with expansive living spaces filled with natural light and multiple lake views that change beautifully throughout the day. Recent improvements make this home as practical as it is impressive. In 2024, the property received a rebuilt roof structure with high-performance foam insulation, new impact-resistant asphalt shingles, a new HVAC system, a new septic pump, and a Samsung washer and dryer. Fifteen skylights with remote-controlled shades provide abundant daylight while allowing you to adjust light and temperature with ease. The home's energy-efficient features include a 12-panel solar array, whole-house water filtration with five custom filters, a gravity-fed greywater system for the washer, a maintained 100-gallon water heater, and numerous system upgrades designed to reduce maintenance and improve everyday comfort. Inside, exposed wood ceilings, hardwood and tile flooring, and walls of windows create a warm, inviting atmosphere. The spacious floor plan includes a finished walkout basement and a dedicated home office, providing flexibility for entertaining, guests, or working from home. The kitchen was built for those who love to cook and entertain, featuring imported French granite countertops, a Wolf gas range with grill, wall oven, warming drawer, steamer, Sub-Zero refrigerator, Asko dishwasher, and distinctive dual cast iron Cane Sugar sinks. The open layout keeps everyone connected while preparing meals or hosting gatherings. Outside, enjoy privacy at the end of a peaceful cul-de-sac in one of Somerset's desirable lake communities. The brick and stucco exterior, generous yard, finished walkout lower level, and ample parking provide plenty of space for family, friends, and lake toys. The attached two-car garage also includes a Tesla charger and a 50-amp outlet, making it ready for electric vehicle owners. From the extensive mechanical upgrades to the timeless architectural design, this move-in-ready property offers the rare combination of luxury, efficiency, and lake living.

3934 Hickory Hill Dr, Somerset
$695,000
4 Beds ⋅ 4 Baths ⋅ 26018804 MLS
Rarely does an opportunity like this become available in the prestigious Waitsboro Estates community. Perched atop a scenic hillside overlooking beautiful Lake Cumberland, this impressive 4-bedroom, (Plus bonus room) 3.5-bath executive home offers timeless architecture, exceptional living space, and breathtaking views from multiple levels. Step inside the grand two-story foyer featuring soaring ceilings, gleaming hardwood floors, and an elegant staircase that sets the tone for the rest of the home. The spacious great room is filled with natural light and anchored by a fireplace, while formal living and dining areas provide the perfect setting for entertaining family and guests. The gourmet kitchen boasts custom cabinetry, granite countertops, stainless steel appliances, double wall ovens, a large center island, and abundant workspace for both everyday living and special occasions. The main-level primary suite serves as a private retreat, complete with a beautifully remodeled marble and tile walk-in shower and an oversized walk-in closet. Upstairs, you'll find three additional bedrooms, two full baths, and a versatile bonus room perfect for a home office, media room, or guest space. Outdoor living is equally impressive with an expansive covered patio and terrace designed to capture panoramic views of Lake Cumberland, the surrounding countryside, and the iconic bridge in the distance. An unfinished walk-out basement offers endless possibilities for future expansion, recreation, or storage. Recent updates include a new furnace, Generac generator, water softener, and professional landscaping. Located just minutes from Burnside Marina, restaurants, shopping, and all the recreational opportunities Lake Cumberland is known for, this remarkable property delivers luxury, space, and views in one of Somerset's most desirable neighborhood. *Lake Cumberland Views *Grand Two-Story Foyer *Hardwood & Travertine Flooring *Gourmet Kitchen with Island & Double Ovens *Main-Level Primary Suite *Bonus Room *Covered Patio & Terrace *Walk-Out Basement *Generac Generator *Minutes to Burnside Marina

514 Waitsboro Dr, Somerset
$1,100,000
3 Beds ⋅ 3 Baths ⋅ 26018248 MLS
Timeless elegance spanning decades, this custom home was built by Brown Brothers, the most elite and well-known builders in Somerset from the 1960s until their retirement in the early 2000s. This sprawling stone ranch offers more than 10,000 square feet, including a 3,400 square foot finished detached building with an additional six-car garage, constructed in 2005 with the same exceptional quality and craftsmanship as the home. The property sits on a beautifully manicured 1.5 acre lot. The home features an attached oversized two-car garage, spacious rooms throughout, an eat-in kitchen, formal dining and living rooms and a private office/den located just off the dining room. You'll be impressed from the moment you step into the grand foyer, highlighted by black marble flooring and a welcoming hallway leading to the bedrooms and full bathrooms. The primary bedroom suite encompasses more than 800 square feet and connects to a large exercise room complete with its own kitchen, full bathroom and a half bath and would be perfect for a mother-in-law's suite. A finished attic could make another large bedroom and area for playroom and tons of storage. Just off the kitchen, a massive sunroom overlooks the private backyard where you'll find a custom gazebo with a firepit and a stunning koi pond featuring cascading waterfalls and beautiful koi fish. This home features so much more that you can only appreciate by seeing, so call today and set up an appointment! Any day between 9AM and 8PM it will be ready to preview.

145 Woodland Dr, Somerset
$317,500
4 Beds ⋅ 2 Baths ⋅ 26018157 MLS
Conveniently located yet offering a private setting, this move-in ready 4-bedroom, 2-bath home combines comfort, functionality, and thoughtful updates throughout. The updated kitchen comes fully equipped with all appliances, and for added convenience, the washer, dryer, and all mounted TVs will convey with the home. Step outside and enjoy your own private retreat featuring a hot tub, fire pit, and plenty of space to relax or entertain. The property also includes two separate detached two-car garages, providing exceptional room for vehicles, storage, hobbies, or a workshop. Over the past two years, the home has received numerous quality improvement, providing added peace of mind and long-term value.

1862 Shopville Rd, Somerset
$525,000
5 Beds ⋅ 4 Baths ⋅ 26018092 MLS

453 Water Cliff Dr, Somerset
$489,000
4 Beds ⋅ 3 Baths ⋅ 26017562 MLS
Welcome to an exceptional residence in the prestigious Natures Valley subdivision, where timeless design, thoughtful craftsmanship, and modern luxury come together to create an extraordinary place to call home. Built in 2019, this stunning 4-bedroom, 3-bath home has been meticulously maintained and beautifully appointed finishes throughout. From the moment you step inside, you'll be captivated by the expansive open-concept living space featuring soaring vaulted ceilings, rich wood flooring, and an impressive floor-to-ceiling stone fireplace with a blower that serves as the heart of the home. The beautifully designed kitchen flows effortlessly into the dining and living areas, creating an elegant setting for both everyday living and unforgettable gatherings. The main level offers the convenience of a luxurious primary suite, laundry room, and attached garage, providing the ease of one-level living. The walkout lower level expands the home's versatility with a spacious family room, two generously sized bedrooms, a full bath, and a utility garage that can easily accommodate a workshop, fitness studio, hobby space, or additional storage. Designed for exceptional outdoor living, the private backyard is a true retreat. Surrounded by professional landscaping and enhanced by an in-ground sprinkler system, this outdoor sanctuary showcases a sparkling heated swimming pool featuring a premium glass media filtration system, an automatic pool cover, expansive concrete decking, and a privacy fence that creates the perfect setting for relaxation or entertaining. The hot tub and outdoor grilling area will remain, allowing the next owners to immediately enjoy this resort-inspired oasis. What truly sets this property apart is the confidence it offers its future owners. The sellers have proactively invested in an extensive package of pre-listing inspections, including a whole-home inspection, septic inspection, sprinkler system inspection, and pool inspection Additionally, a Radon Assurance Program is included with the listing, providing an extra level of protection and peace of mind rarely found in today's market. Every detail of this remarkable home reflects pride of ownership and quality craftsmanship. Offering the perfect balance of refined interiors, exceptional outdoor amenities, and valuable buyer assurances, this is more than a home—it's a lifestyle. Opportunities like this in Natures Valley are rare. Schedule your private showing today and experience everything this exceptional property has to offer.

132 Rugged Peak Dr, Somerset
$499,999
5 Beds ⋅ 4 Baths ⋅ 26016914 MLS
Luxury Living with Exceptional Versatility Near Burnside Marina & Lake Cumberland Experience the perfect blend of timeless craftsmanship, modern elegance, and exceptional functionality in this beautifully updated residence, ideally situated in one of the area's most desirable neighborhoods just minutes from Burnside Marina, Lake Cumberland, premier dining, shopping, and everyday conveniences. From the moment you enter, you'll appreciate the home's warm character and upscale finishes. Rich hardwood flooring, striking exposed wood beams, recessed lighting, and designer fixtures create an inviting atmosphere, while thoughtful updates throughout offer both style and comfort. The heart of the home is the stunning chef-inspired kitchen, beautifully appointed with butcher block countertops, custom green cabinetry, stainless steel appliances, elegant tile flooring, and tasteful shiplap accents. The adjoining dining room showcases a dramatic shiplap tray ceiling, creating an impressive space for entertaining family and friends. The spacious primary suite serves as a private retreat with an elegant tray ceiling, while the beautifully updated bathrooms feature granite countertops, custom tile finishes, and sophisticated details. Trendy designer wallpaper and carefully selected finishes add warmth and personality throughout every room. The fully finished walkout lower level offers an incredible opportunity for multi-generational living or additional income potential. Complete with an expansive family room, full second kitchen, private bedroom with walk-in closet, full bath, and luxury vinyl plank flooring, this space is ideal for a mother-in-law suite, guest quarters, private living space for an adult child, or an efficiency-style apartment within the home. Built with quality in mind, the home features poured concrete foundation walls in both the basement and garage areas, providing superior durability, abundant storage, and lasting peace of mind. The attached main-level garage includes custom built-in cabinetry, while the lower-level garage offers additional space for hobbies, storage, or recreational equipment. Outdoor living is equally impressive. Relax on the spacious upper deck overlooking the beautifully fenced backyard, unwind on the lower-level patio, or enjoy the privacy provided by mature shade trees that create a peaceful backyard oasis. Whether you're searching for a luxurious full-time residence, a spacious retreat near Lake Cumberland, or a home that offers flexible living arrangements for today's lifestyle, this remarkable property delivers on every level. Combining refined finishes, generous living spaces, quality construction, and an unbeatable location just minutes from Burnside Marina, this is a rare opportunity to own a truly exceptional home.

98 Wedgewood Dr, Somerset
$439,000
1 Beds ⋅ 3 Baths ⋅ 26000572 MLS
This stunning NEW CONSTRUCTION Modern Mountain Style Condominium tucked away along Somerset Country Club Golf Course offers the unique ability to customize your space with up to two additional bedrooms in the full finished basement—or use the area for a home office, entertainment room, workshop, or gym. With 2650 sq. ft. of living space, this home features an attached 2-car garage on the main level and a 1-car basement garage with golf cart access. The main level impresses with ceilings up to 20 feet, a spa-like primary suite, and a massive walk-in closet with custom built-ins. Throughout the home, you'll find quartz countertops, custom cabinetry, and luxury finishes that elevate every room. The Chef's kitchen offers gas range and a true Butler's Pantry. The basement ceilings soar to 11 feet, creating endless potential to tailor the space to your lifestyle. Whether you're looking for main-level living, room to grow, or elegant design in a premier location, this home checks all the boxes. Located along the Somerset Country Club Golf Course and near Pulaski High School, this property blends convenience with upscale living and City of Somerset Utilities (no city school tax).

210 Caney Fork Rd Unit 3, Somerset
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