Somerset Homes with Finished Basement

Somerset Homes with Finished Basement

Welcome to Somerset, Kentucky—a charming city nestled in the heart of Pulaski County, where small-town warmth meets breathtaking natural beauty. Known for its friendly community and vibrant local culture, Somerset offers a delightful blend of outdoor adventures and urban conveniences. With the stunning Lake Cumberland nearby, residents enjoy an abundance of recreational activities such as boating, fishing, and hiking, making it a paradise for nature lovers.

One of the standout features of homes in Somerset is the availability of properties with finished basements. These versatile spaces provide endless possibilities, whether you envision a cozy family room, a home office, or even a guest suite. A finished basement not only adds valuable square footage but also enhances the overall functionality of your home, making it perfect for entertaining or simply unwinding after a long day.

Somerset’s real estate market is thriving, with a variety of homes catering to diverse tastes and budgets. From charming cottages to spacious family homes, you’ll find properties that reflect the unique character of this inviting city. Imagine hosting gatherings in your finished basement, creating memories with loved ones in a space designed just for you.

With a rich history, excellent schools, and a strong sense of community, Somerset is more than just a place to live; it’s a place to thrive. Explore the possibilities of calling Somerset home, and discover the perfect house with a finished basement that suits your lifestyle. Let us help you find your dream home in this picturesque Kentucky gem!

Newest Somerset Homes with Finished Basement

$379,900
4 Beds ⋅ 3 Baths ⋅ 26019959 MLS
Timeless Character. Modern Comfort. Prime Downtown Location. Step into the perfect blend of historic charm and modern convenience in this beautifully updated two-story brick home with a finished walkout basement, ideally located in the heart of downtown Somerset. Close to local restaurants, coffee shops, boutiques, and the scenic Rocky Hollow Park & Recreation Area, this home offers the convenience of downtown living while providing the privacy of your own backyard retreat. Featuring 4 bedrooms and 2.5 baths, this spacious home showcases the craftsmanship and character older homes are known for, complemented by thoughtful updates today's buyers will appreciate. The beautifully remodeled upstairs bathroom features a tiled tub/shower combination and stylish updates, creating a fresh, modern space while preserving the home's timeless appeal. The finished walkout basement provides exceptional additional living space with a large family room, fourth bedroom with closet, full bathroom, laundry room, wet bar, and private entrance from the rear deck—perfect for guests, multi-generational living, entertaining, or a private home office. Outside, enjoy a peaceful fenced backyard surrounded by mature trees, charming walkways, and outbuildings that create your own private oasis in the heart of town. Relax on the expansive covered front porch, or entertain family and friends on the rear deck while enjoying the beauty of this established neighborhood. If you've been searching for a home that combines historic character, modern updates, generous living space, and an unbeatable location, 138 Crawford Avenue is a rare opportunity you won't want to miss. Buyer to verify all information.

138 Crawford Ave, Somerset
$879,900
4 Beds ⋅ 4 Baths ⋅ 26019680 MLS
Welcome to your custom-built dream home, where luxury meets energy efficiency. Offered below its appraised value and newly landscaped! This stunning 4-bedroom, 3.5-bath residence with a separate dining room and study offers 5,385 sq. ft. of open living space, built with 2 x 6 exterior walls for maximum energy savings. Enjoy 10' ceilings, large windows for natural light, luxury vinyl plank flooring, and quartz countertops throughout both floors. The owner's suite features a walk-in closet and a spa-like wet room with dual shower heads and a freestanding tub. The chef's kitchen is a culinary delight with maple cabinets, a 48'' (LP) gas range, quartz countertops, a farmhouse sink, and a large island. A butler's pantry and walk-in pantry provide additional storage. The split floor plan offers privacy and convenience, with two upstairs bedrooms having a Jack & Jill bath, plus a half bath for guests. The covered deck, accessible from both the master and living area, overlooks your 1-acre wooded property. The large double garage has 10' doors, and the fully finished basement includes an extra bedroom, bath, kitchenette, large windows, and a third garage. Minutes from beautiful Lake Cumberland. Schedule a showing today!

370 Splendor View Dr, Somerset
$549,900
4 Beds ⋅ 3 Baths ⋅ 26019141 MLS
This home combines exceptional space, thoughtful design, meticulous maintenance and move-in-ready condition in one impressive Somerset home. Built in 2017, this beautiful, upgraded brick residence offers approximately 4,245 square feet with 4 bedrooms, 3 full bathrooms and a finished walkout basement. The inviting main level showcases tall ceilings, intricate trim and moulding, rich wood flooring and a beautiful gas fireplace. The open floor plan seamlessly connects the spacious great room, dining area and well-appointed kitchen, creating the perfect setting for everyday living and entertaining. An impressive private primary suite, comfortable secondary bedrooms, a second full bathroom, deck access, two car garage and an oversized laundry room provide everything needed for convenient main-level living. The finished lower level greatly expands the home's possibilities with recreational and entertaining areas, space for a home office or workout room, and a kitchenette. With a full bathroom, walkout access and a separate garage with its own driveway, this level is ideally suited for guests, extended family or a potential mother-in-law suite. Step outside to a deck and patios space, overlooking the beautifully maintained, fenced backyard. A firepit and wooded backdrop create a peaceful, private setting for relaxing or gathering with friends. Situated on approximately 0.87 acre in the desirable Natures Valley neighborhood, this remarkable home offers privacy while remaining convenient to Somerset amenities, Lake Cumberland boat ramps and area marinas. Spacious, spotless and ready for its next owner!

367 Natures Valley Dr, Somerset
$199,900
4 Beds ⋅ 2 Baths ⋅ 26018960 MLS
Move-in ready and full of possibilities! This spacious 4-bedroom, 2-bath brick home offers comfort, character, and flexibility in a convenient city location. The main level features beautiful hardwood floors, a cute, functional kitchen, separate dining room, large laundry room, and plenty of living space for the whole family. The fully finished walkout basement provides an excellent second living area complete with a small kitchen, full bath, and an open living/sleeping space—perfect for guests, multi-generational living, a home office, or potential rental income. Enjoy relaxing on the large wraparound porch or entertain family and friends on the spacious patio below. The property also features two separate driveways, offering convenient guest parking or private access to the basement living area. If you're looking for space, versatility, and move-in-ready convenience, this home is a must-see!

102 Harvey Ave, Somerset
$500,000
5 Beds ⋅ 4 Baths ⋅ 26018992 MLS
Welcome to a one-of-a-kind lakeview retreat where thoughtful design, high-end finishes, and extensive updates come together on approximately one acre at the end of a quiet peninsula. This architect-designed home offers four bedrooms, three full baths, and one half bath, with expansive living spaces filled with natural light and multiple lake views that change beautifully throughout the day. Recent improvements make this home as practical as it is impressive. In 2024, the property received a rebuilt roof structure with high-performance foam insulation, new impact-resistant asphalt shingles, a new HVAC system, a new septic pump, and a Samsung washer and dryer. Fifteen skylights with remote-controlled shades provide abundant daylight while allowing you to adjust light and temperature with ease. The home's energy-efficient features include a 12-panel solar array, whole-house water filtration with five custom filters, a gravity-fed greywater system for the washer, a maintained 100-gallon water heater, and numerous system upgrades designed to reduce maintenance and improve everyday comfort. Inside, exposed wood ceilings, hardwood and tile flooring, and walls of windows create a warm, inviting atmosphere. The spacious floor plan includes a finished walkout basement and a dedicated home office, providing flexibility for entertaining, guests, or working from home. The kitchen was built for those who love to cook and entertain, featuring imported French granite countertops, a Wolf gas range with grill, wall oven, warming drawer, steamer, Sub-Zero refrigerator, Asko dishwasher, and distinctive dual cast iron Cane Sugar sinks. The open layout keeps everyone connected while preparing meals or hosting gatherings. Outside, enjoy privacy at the end of a peaceful cul-de-sac in one of Somerset's desirable lake communities. The brick and stucco exterior, generous yard, finished walkout lower level, and ample parking provide plenty of space for family, friends, and lake toys. The attached two-car garage also includes a Tesla charger and a 50-amp outlet, making it ready for electric vehicle owners. From the extensive mechanical upgrades to the timeless architectural design, this move-in-ready property offers the rare combination of luxury, efficiency, and lake living.

3934 Hickory Hill Dr, Somerset
$399,900
3 Beds ⋅ 3 Baths ⋅ 26018816 MLS
New HVAC and ROOF IN 2025. Well-Maintained 3-Bedroom, 3-Bath Brick Ranch Home with Pool and Basement. This well-cared-for 3-bedroom, 3-bath brick ranch home offers a comfortable and functional layout, perfect for day-to-day living and family gatherings. Located just minutes from Firebrook Park, you'll have easy access to walking trails, a picnic shelter, and a playground. Plus, Lake Cumberland is nearby with a boat ramp just a short drive away--ideal for outdoor enthusiasts. Inside, you'll find a welcoming living room with a gas fireplace, creating a cozy atmosphere for relaxing evenings. The open floor plan connects the living, dining, and kitchen areas, making it easy to entertain or enjoy everyday meals. The kitchen is spacious and functional, while the dining area offers a comfortable spot for family meals or special occasions. The primary suite is a standout feature of the home, with two walk-in closets for plenty of storage and a master bath designed for comfort. Relax in the spa-like atmosphere with modern finishes and fixtures. The fully finished walkout basement adds valuable extra space, ideal for a home theater, game room, or office. With direct access to the backyard, it's easy to entertain or enjoy outdoor activities. Step outside to your own backyard retreat, complete with an above-ground pool and spacious deck. Whether you're hosting a barbecue, swimming on hot summer days, or simply unwinding, this outdoor space has something for everyone. Other key features include a brand-new roof, a 2-car garage on the main level, and a basement garage for extra storage or parking. The convenient main-level laundry room makes household chores a little easier. This home has been thoughtfully updated and maintained, with a home warranty that's transferable for peace of mind. If you're looking for a home with space, comfort, and a great location, this one is definitely worth a look.

1162 Ferry Rd, Somerset
$1,100,000
3 Beds ⋅ 3 Baths ⋅ 26018248 MLS
Timeless elegance spanning decades, this custom home was built by Brown Brothers, the most elite and well-known builders in Somerset from the 1960s until their retirement in the early 2000s. This sprawling stone ranch offers more than 10,000 square feet, including a 3,400 square foot finished detached building with an additional six-car garage, constructed in 2005 with the same exceptional quality and craftsmanship as the home. The property sits on a beautifully manicured 1.5 acre lot. The home features an attached oversized two-car garage, spacious rooms throughout, an eat-in kitchen, formal dining and living rooms and a private office/den located just off the dining room. You'll be impressed from the moment you step into the grand foyer, highlighted by black marble flooring and a welcoming hallway leading to the bedrooms and full bathrooms. The primary bedroom suite encompasses more than 800 square feet and connects to a large exercise room complete with its own kitchen, full bathroom and a half bath and would be perfect for a mother-in-law's suite. A finished attic could make another large bedroom and area for playroom and tons of storage. Just off the kitchen, a massive sunroom overlooks the private backyard where you'll find a custom gazebo with a firepit and a stunning koi pond featuring cascading waterfalls and beautiful koi fish. This home features so much more that you can only appreciate by seeing, so call today and set up an appointment! Any day between 9AM and 8PM it will be ready to preview.

145 Woodland Dr, Somerset
$317,500
4 Beds ⋅ 2 Baths ⋅ 26018157 MLS
Conveniently located yet offering a private setting, this move-in ready 4-bedroom, 2-bath home combines comfort, functionality, and thoughtful updates throughout. The updated kitchen comes fully equipped with all appliances, and for added convenience, the washer, dryer, and all mounted TVs will convey with the home. Step outside and enjoy your own private retreat featuring a hot tub, fire pit, and plenty of space to relax or entertain. The property also includes two separate detached two-car garages, providing exceptional room for vehicles, storage, hobbies, or a workshop. Over the past two years, the home has received numerous quality improvement, providing added peace of mind and long-term value.

1862 Shopville Rd, Somerset
$525,000
5 Beds ⋅ 4 Baths ⋅ 26018092 MLS

453 Water Cliff Dr, Somerset
$529,000
4 Beds ⋅ 3 Baths ⋅ 26018016 MLS
Stunning Country Estate just 10 minutes from downtown Somerset, Ky. This spacious home rests on several acres that has been up updated throughout! 4 Bedroom, 3 bath with finished walkout basement that includes a mini kitchen. 48x80 workshop and beautiful inground pool

8645 Kentucky 39 Hwy, Somerset
$489,000
4 Beds ⋅ 3 Baths ⋅ 26017562 MLS
Welcome to an exceptional residence in the prestigious Natures Valley subdivision, where timeless design, thoughtful craftsmanship, and modern luxury come together to create an extraordinary place to call home. Built in 2019, this stunning 4-bedroom, 3-bath home has been meticulously maintained and beautifully appointed finishes throughout. From the moment you step inside, you'll be captivated by the expansive open-concept living space featuring soaring vaulted ceilings, rich wood flooring, and an impressive floor-to-ceiling stone fireplace with a blower that serves as the heart of the home. The beautifully designed kitchen flows effortlessly into the dining and living areas, creating an elegant setting for both everyday living and unforgettable gatherings. The main level offers the convenience of a luxurious primary suite, laundry room, and attached garage, providing the ease of one-level living. The walkout lower level expands the home's versatility with a spacious family room, two generously sized bedrooms, a full bath, and a utility garage that can easily accommodate a workshop, fitness studio, hobby space, or additional storage. Designed for exceptional outdoor living, the private backyard is a true retreat. Surrounded by professional landscaping and enhanced by an in-ground sprinkler system, this outdoor sanctuary showcases a sparkling heated swimming pool featuring a premium glass media filtration system, an automatic pool cover, expansive concrete decking, and a privacy fence that creates the perfect setting for relaxation or entertaining. The hot tub and outdoor grilling area will remain, allowing the next owners to immediately enjoy this resort-inspired oasis. What truly sets this property apart is the confidence it offers its future owners. The sellers have proactively invested in an extensive package of pre-listing inspections, including a whole-home inspection, septic inspection, sprinkler system inspection, and pool inspection Additionally, a Radon Assurance Program is included with the listing, providing an extra level of protection and peace of mind rarely found in today's market. Every detail of this remarkable home reflects pride of ownership and quality craftsmanship. Offering the perfect balance of refined interiors, exceptional outdoor amenities, and valuable buyer assurances, this is more than a home—it's a lifestyle. Opportunities like this in Natures Valley are rare. Schedule your private showing today and experience everything this exceptional property has to offer.

132 Rugged Peak Dr, Somerset
$499,999
5 Beds ⋅ 4 Baths ⋅ 26016914 MLS
Luxury Living with Exceptional Versatility Near Burnside Marina & Lake Cumberland Experience the perfect blend of timeless craftsmanship, modern elegance, and exceptional functionality in this beautifully updated residence, ideally situated in one of the area's most desirable neighborhoods just minutes from Burnside Marina, Lake Cumberland, premier dining, shopping, and everyday conveniences. From the moment you enter, you'll appreciate the home's warm character and upscale finishes. Rich hardwood flooring, striking exposed wood beams, recessed lighting, and designer fixtures create an inviting atmosphere, while thoughtful updates throughout offer both style and comfort. The heart of the home is the stunning chef-inspired kitchen, beautifully appointed with butcher block countertops, custom green cabinetry, stainless steel appliances, elegant tile flooring, and tasteful shiplap accents. The adjoining dining room showcases a dramatic shiplap tray ceiling, creating an impressive space for entertaining family and friends. The spacious primary suite serves as a private retreat with an elegant tray ceiling, while the beautifully updated bathrooms feature granite countertops, custom tile finishes, and sophisticated details. Trendy designer wallpaper and carefully selected finishes add warmth and personality throughout every room. The fully finished walkout lower level offers an incredible opportunity for multi-generational living or additional income potential. Complete with an expansive family room, full second kitchen, private bedroom with walk-in closet, full bath, and luxury vinyl plank flooring, this space is ideal for a mother-in-law suite, guest quarters, private living space for an adult child, or an efficiency-style apartment within the home. Built with quality in mind, the home features poured concrete foundation walls in both the basement and garage areas, providing superior durability, abundant storage, and lasting peace of mind. The attached main-level garage includes custom built-in cabinetry, while the lower-level garage offers additional space for hobbies, storage, or recreational equipment. Outdoor living is equally impressive. Relax on the spacious upper deck overlooking the beautifully fenced backyard, unwind on the lower-level patio, or enjoy the privacy provided by mature shade trees that create a peaceful backyard oasis. Whether you're searching for a luxurious full-time residence, a spacious retreat near Lake Cumberland, or a home that offers flexible living arrangements for today's lifestyle, this remarkable property delivers on every level. Combining refined finishes, generous living spaces, quality construction, and an unbeatable location just minutes from Burnside Marina, this is a rare opportunity to own a truly exceptional home.

98 Wedgewood Dr, Somerset
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