Somerset Homes with Concrete Basement

Somerset Homes with Concrete Basement

Welcome to Somerset, Kentucky, a charming city nestled in the heart of Pulaski County. Known for its picturesque landscapes and friendly community, Somerset offers a unique blend of small-town charm and modern amenities. With its stunning lakes, including the beautiful Lake Cumberland, outdoor enthusiasts will find plenty of opportunities for boating, fishing, and hiking. The city is also rich in history, with numerous historical sites and local events that celebrate the vibrant culture of the region.

When it comes to real estate, Somerset boasts an impressive selection of homes, many of which feature sturdy concrete basements. These basements not only provide additional living space but also offer a secure and dry environment, perfect for storage or as a recreational area. Whether you’re looking for a cozy family home or a spacious property for entertaining, Somerset’s homes with concrete basements are designed to meet your needs while ensuring durability and longevity.

The welcoming atmosphere of Somerset is complemented by its excellent schools, diverse dining options, and a variety of shopping experiences. The community is known for its strong sense of belonging, making it an ideal place for families, retirees, and young professionals alike.

Explore the beauty and charm of Somerset, KY, where your dream home awaits. With concrete basement options, you’ll find the perfect blend of comfort and resilience in a community that truly feels like home. Come discover the possibilities in Somerset, where life is not just lived, but celebrated!

Newest Somerset Homes with Concrete Basement

$879,900
4 Beds ⋅ 4 Baths ⋅ 26019680 MLS
Welcome to your custom-built dream home, where luxury meets energy efficiency. Offered below its appraised value and newly landscaped! This stunning 4-bedroom, 3.5-bath residence with a separate dining room and study offers 5,385 sq. ft. of open living space, built with 2 x 6 exterior walls for maximum energy savings. Enjoy 10' ceilings, large windows for natural light, luxury vinyl plank flooring, and quartz countertops throughout both floors. The owner's suite features a walk-in closet and a spa-like wet room with dual shower heads and a freestanding tub. The chef's kitchen is a culinary delight with maple cabinets, a 48'' (LP) gas range, quartz countertops, a farmhouse sink, and a large island. A butler's pantry and walk-in pantry provide additional storage. The split floor plan offers privacy and convenience, with two upstairs bedrooms having a Jack & Jill bath, plus a half bath for guests. The covered deck, accessible from both the master and living area, overlooks your 1-acre wooded property. The large double garage has 10' doors, and the fully finished basement includes an extra bedroom, bath, kitchenette, large windows, and a third garage. Minutes from beautiful Lake Cumberland. Schedule a showing today!

370 Splendor View Dr, Somerset
$549,900
4 Beds ⋅ 3 Baths ⋅ 26019141 MLS
This home combines exceptional space, thoughtful design, meticulous maintenance and move-in-ready condition in one impressive Somerset home. Built in 2017, this beautiful, upgraded brick residence offers approximately 4,245 square feet with 4 bedrooms, 3 full bathrooms and a finished walkout basement. The inviting main level showcases tall ceilings, intricate trim and moulding, rich wood flooring and a beautiful gas fireplace. The open floor plan seamlessly connects the spacious great room, dining area and well-appointed kitchen, creating the perfect setting for everyday living and entertaining. An impressive private primary suite, comfortable secondary bedrooms, a second full bathroom, deck access, two car garage and an oversized laundry room provide everything needed for convenient main-level living. The finished lower level greatly expands the home's possibilities with recreational and entertaining areas, space for a home office or workout room, and a kitchenette. With a full bathroom, walkout access and a separate garage with its own driveway, this level is ideally suited for guests, extended family or a potential mother-in-law suite. Step outside to a deck and patios space, overlooking the beautifully maintained, fenced backyard. A firepit and wooded backdrop create a peaceful, private setting for relaxing or gathering with friends. Situated on approximately 0.87 acre in the desirable Natures Valley neighborhood, this remarkable home offers privacy while remaining convenient to Somerset amenities, Lake Cumberland boat ramps and area marinas. Spacious, spotless and ready for its next owner!

367 Natures Valley Dr, Somerset
$879,000
4 Beds ⋅ 7 Baths ⋅ 26019029 MLS
Now presenting this elegant custom brick estate located in the highly sought-after Bent Creek Subdivision in Somerset! This stately home offers timeless architecture with a dramatic two-story arched entrance, symmetrical facade, and a sweeping circular drive creating a memorable first impression. Located at the peak of a hillside within the subdivision, the home is surrounded by mature trees and immaculate landscaping creating privacy and timeless appeal. When you step inside, the grand two-story foyer with marble tile flooring will simply take your breath away. The home offers over 5,000 sq ft of living space with your master suite on the main level. From your master suite, you can access a screened in porch that overlooks a courtyard that can only be described as resort style living. The outdoor living space features an in-ground 36x18 swimming pool with a new pool liner replaced in 2024 and a pool house, koi pond, multiple seating areas, and a covered bar and grill. Inside, this home has been thoughtfully updated and curated to provide a modern yet classic feel. The home boasts a formal dining room, massive eat-in kitchen with beautiful granite countertops and backsplash, double oven and spacious island with built-in cook top perfect for overlooking the great room while hosting. Beyond the kitchen, you are met with a sunroom and wet bar, while still open to the main living area creating a seamless flow of the space. The home offers 3 additional bedrooms with a full and half bath included on the main level. Upstairs you have 2 bedrooms and 2 full bathrooms, perfect for guests or a growing family. Downstairs you are provided another FULL KITCHEN with cooktop stove, refrigerator and sink. This area offers ample storage space and a bonus room for additional sleeping or other indoor activities. The home offers 3 HVAC units, with the upstairs unit being replaced in 2026. Best of all, enjoy peace of mind with NEW ROOF coverings in 2024 on all structures, to include: the house, pool house, and gazebo and pavilion. Thoughtfully positioned on 2 acres, the home offers resort-style outdoor living with a secluded pool courtyard and a floor plan designed for both grand entertaining and comfortable everyday living.

425 Woodside Dr, Somerset
$695,000
4 Beds ⋅ 4 Baths ⋅ 26018804 MLS
Rarely does an opportunity like this become available in the prestigious Waitsboro Estates community. Perched atop a scenic hillside overlooking beautiful Lake Cumberland, this impressive 4-bedroom, (Plus bonus room) 3.5-bath executive home offers timeless architecture, exceptional living space, and breathtaking views from multiple levels. Step inside the grand two-story foyer featuring soaring ceilings, gleaming hardwood floors, and an elegant staircase that sets the tone for the rest of the home. The spacious great room is filled with natural light and anchored by a fireplace, while formal living and dining areas provide the perfect setting for entertaining family and guests. The gourmet kitchen boasts custom cabinetry, granite countertops, stainless steel appliances, double wall ovens, a large center island, and abundant workspace for both everyday living and special occasions. The main-level primary suite serves as a private retreat, complete with a beautifully remodeled marble and tile walk-in shower and an oversized walk-in closet. Upstairs, you'll find three additional bedrooms, two full baths, and a versatile bonus room perfect for a home office, media room, or guest space. Outdoor living is equally impressive with an expansive covered patio and terrace designed to capture panoramic views of Lake Cumberland, the surrounding countryside, and the iconic bridge in the distance. An unfinished walk-out basement offers endless possibilities for future expansion, recreation, or storage. Recent updates include a new furnace, Generac generator, water softener, and professional landscaping. Located just minutes from Burnside Marina, restaurants, shopping, and all the recreational opportunities Lake Cumberland is known for, this remarkable property delivers luxury, space, and views in one of Somerset's most desirable neighborhood. *Lake Cumberland Views *Grand Two-Story Foyer *Hardwood & Travertine Flooring *Gourmet Kitchen with Island & Double Ovens *Main-Level Primary Suite *Bonus Room *Covered Patio & Terrace *Walk-Out Basement *Generac Generator *Minutes to Burnside Marina

514 Waitsboro Dr, Somerset
$529,000
4 Beds ⋅ 3 Baths ⋅ 26018016 MLS
Stunning Country Estate just 10 minutes from downtown Somerset, Ky. This spacious home rests on several acres that has been up updated throughout! 4 Bedroom, 3 bath with finished walkout basement that includes a mini kitchen. 48x80 workshop and beautiful inground pool

8645 Kentucky 39 Hwy, Somerset
$339,000
3 Beds ⋅ 2 Baths ⋅ 26017376 MLS
Welcome home to this beautiful 3-bedroom, 2-bath stone and wood residence offering approximately 2,924 square feet of living space on a private, wooded 0.74 acre lot. Designed for both comfort and entertaining, this home features granite countertops, beautiful hardwood, carpet, and marble flooring, along with 2 inviting fireplaces that create a warm and welcoming atmosphere. The spacious primary suite is tucked away in its own private wing, providing a peaceful retreat. Enjoy your own private deck directly off the bedroom, along with a luxurious ensuite bath featuring his-and-her sinks, a makeup vanity, walk- in shower, whirlpool tub, and an oversized walk-in closet. The large recreation room with a built-in bar offers endless possibilities and could easily be converted into a 4th bedroom, home office, or media room. An unfinished basement provides abundant storage or perfect for aa home gym. Step outside to a fenced backyard surrounded by mature trees, offering privacy and space for outdoor enjoyment. Conveniently located just steps from Somersport Park, the hospital, schools, shopping, and restaurants, this exceptional property combines a tranquil; setting with easy access to everything Somerset has to offer.

101 Cory Ln, Somerset
$230,000
3 Beds ⋅ 2 Baths ⋅ 26015930 MLS
Welcome to this charming 3-bedroom, 2-bath home in one of Somerset's most desirable locations! Situated on North Main Street, you'll enjoy the convenience of being just minutes from the heart of downtown, with shopping, dining, local events, and entertainment practically at your doorstep. Relax on the inviting front porch and take in the classic Main Street views, or enjoy the additional living space offered by the partially finished basement—perfect for a home office, gym, or recreation area. Whether you're looking for a primary residence or a home in a prime location, this property offers comfort, convenience, and endless potential in the heart of Somerset.

519 N Main St, Somerset
$750,000
5 Beds ⋅ 5 Baths ⋅ 26013583 MLS
Nestled along the 7th fairway of the highly desirable Eagle's Nest Country Club community, this one-owner custom-built home offers approximately 5,832 square feet of finished living space and showcases the quality, craftsmanship, and thoughtful design that only comes from a home built with longevity in mind. From the moment you arrive, you'll appreciate the inviting front porch, circular driveway, mature landscaping, and beautiful setting overlooking one of Somerset's premier golf communities. Inside, a stunning two-story foyer welcomes you into a home filled with soaring ceilings, abundant natural light, and expansive windows that frame picturesque golf course views. Designed for both everyday living and entertaining, the main level features a spacious two-story family room anchored by a floor-to-ceiling stone fireplace and seamlessly connected to the large eat-in kitchen. Beautiful cabinetry, generous prep space, and walls of windows and doors create an open, airy feel while bringing the outdoors in. A formal dining room provides the perfect setting for holiday gatherings and special occasions. The main-level primary suite serves as a private retreat, complete with a sitting area, spa-inspired bath, walk-in closet, and direct access to the expansive rear deck overlooking the fairway. A second main-level bedroom with a private en-suite bath offers flexibility for guests, multigenerational living, or a home office. The main floor also includes a large mudroom, laundry room, half bath, and convenient access to the oversized attached garage. Upstairs, you'll find two generously sized bedrooms, a full bath, and a large heated and cooled bonus room above the garage, perfect for a playroom, media room, home gym, office, or additional living space. The finished walkout basement provides exceptional versatility with a spacious recreation room, separate living area, kitchenette, full bath, and fifth bedroom. Whether used for guests, entertaining, or extended family, this level offers endless possibilities. Additionally, the home includes over 1,100 square feet of unfinished basement space ideal for storage, a workshop, hobby area, or future expansion. Outdoor living is equally impressive with multiple covered and open-air deck and patio spaces designed to take full advantage of the golf course setting. The lower-level garage spans much of the width of the home and provides ample room for golf carts, lawn equipment, recreational vehicles, additional vehicles, or boat storage. Additional highlights include an energy-efficient geothermal heating and cooling system, helping provide year-round comfort with lower utility costs compared to traditional HVAC systems. Tall ceilings throughout, abundant storage, and thoughtful architectural details further enhance the home's appeal. Residents of Eagle's Nest Country Club enjoy access to an 18-hole championship golf course, clubhouse, swimming pool, tennis courts, and pickleball facilities, creating a true lifestyle community just minutes from all that Somerset and Lake Cumberland have to offer. Lovingly maintained by the family who built it, this exceptional property offers a rare opportunity to own a custom home that combines space, comfort, efficiency, and one of the most desirable golf course settings in the area.

3800 Hwy 39, Somerset
$399,900
5 Beds ⋅ 4 Baths ⋅ 26011396 MLS
**Beautifully Renovated 5-Bedroom Home in Somerset, KY - Minutes from Lake Cumberland** Welcome home to this beautifully renovated **5-bedroom, 3.5-bath** residence in **Somerset, Kentucky**, where modern upgrades, spacious living, and an unbeatable location come together. Offering the perfect balance of everyday comfort and easy access to **Lake Cumberland**, this home is ideal for anyone looking to enjoy all that Somerset has to offer while staying just minutes from boating, fishing, and outdoor recreation. Step inside to discover a thoughtfully redesigned interior featuring **engineered hardwood floors**, custom finishes, and an inviting open-concept layout that's perfect for both everyday living and entertaining. The stunning kitchen is truly the heart of the home, showcasing gorgeous **quartz countertops**, a beautiful **wood ceiling**, brand-new **stainless steel appliances**, and an oversized island with seating for six. Whether you're preparing weeknight dinners, hosting holiday gatherings, or enjoying your morning coffee, this space was designed to bring everyone together. A large walk-in pantry provides exceptional storage, while the oversized walk-in laundry room adds convenience to daily life. The spacious living room offers a warm, welcoming atmosphere centered around a modern **electric fireplace**, creating the perfect place to relax with family and friends. The desirable **split-bedroom floor plan** provides privacy for the primary suite while keeping four bedrooms conveniently located on the main level. The spacious primary bedroom features a luxurious ensuite bath with **quartz countertops**, a beautiful walk-in tiled shower, and an oversized walk-in closet. The hall bathroom has also been updated with matching quartz finishes, giving the home a cohesive, upscale feel throughout. Downstairs, the partially finished basement offers incredible flexibility for today's lifestyle. Enjoy movie nights in the impressive theater room, complete with an **85-inch television that conveys with the home**. The lower level also includes a spacious fifth bedroom with its own sitting area, a third full bathroom, and a bonus room that's perfect for a home office, workout space, playroom, or gaming room. Outdoor living is equally inviting with a **two-tier patio** designed for entertaining and relaxing. The upper level is covered and enclosed for additional privacy, while the lower patio provides easy access to the backyard and driveway, making it an ideal space for cookouts, family gatherings, or simply enjoying a quiet Kentucky evening. Additional upgrades include **two HVAC systems** for efficient climate control on each floor, a **new metal roof**, and a **new circular driveway** with plenty of room for multiple vehicles, boats, campers, and trailers. Located in one of Somerset's most convenient areas, you'll enjoy quick access to schools, shopping, restaurants, healthcare, and local attractions while being **less than eight minutes from Burnside Marina and three public boat ramps on Lake Cumberland**. Spend your weekdays enjoying the conveniences of town and your weekends making memories on one of Kentucky's most popular recreational lakes. If you've been searching for a **move-in-ready home in Somerset, KY** with room to grow, high-end finishes, and a location that offers both convenience and outdoor adventure, this exceptional property is ready to welcome you home. Agent/Owner

530 Parkers Mill Rd, Somerset
$1,290,000
4 Beds ⋅ 5 Baths ⋅ 26011863 MLS
Luxury Estate Property Description Hidden among close to 8+/-peaceful acres in one of Somerset's most sought-after upscale neighborhoods, this extraordinary Kentucky estate captures the kind of Southern charm and quiet luxury that simply feels like home the moment you arrive. Surrounded by rolling countryside and located just minutes from beautiful Lake Cumberland and a nearby boat ramp, this stunning 4-bedroom, 4.5-bath residence offers a rare blend of elegance, comfort, privacy, and everyday functionality designed for the way families truly live today. This extraordinary home has 6,900 square feet of living space! From the welcoming approach to the warm character throughout the home, every space was thoughtfully created to invite people in, slow life down, and make lasting memories. Inside, large gathering spaces, abundant natural light, and beautifully connected living areas create an atmosphere that feels refined yet comfortably livable. The updated kitchen serves as the heart of the home, opening into a charming breakfast nook where mornings begin with coffee, peaceful views, and horses often wandering up just beyond the windows — a picture-perfect Kentucky moment that never gets old. The main-level primary suite was designed as a true retreat, complete with convenient access to a private indoor , inground hot tub room, offering a peaceful spa-like escape to unwind after long lake days, horseback rides, or evenings entertaining family and friends. An elevator serving all three levels provides exceptional convenience and accessibility, making the home ideal for multi-generational living, long-term comfort, or simply enjoying the ease of everyday life. Adding to the home's thoughtful design is a convenient dumbwaiter located in the attached garage, allowing groceries, packages, and everyday items to be effortlessly transported directly to the main floor — one of many small luxuries that make this home both beautiful and practical. The walk-out basement expands the home's flexibility even further with a large private office, spacious laundry area with bath, extensive storage, and endless possibilities for hobbies, fitness, entertaining, or working from home. Outside is where this property truly comes alive. The detached garage is 2,345sq. ft. on the main level and was built with lifestyle in mind, featuring a car lift and abundant space for all your toys and treasures — whether that's your boat, classic cars, recreational vehicles, workshop space, or lake-day gear. Above the garage, is a 1,100 sq ft. beautifully designed private apartment includes its own kitchen, living room, bedroom, and full bath, making it ideal for guests, extended family, or private accommodations. The acreage itself offers the perfect balance of beauty and usability, with room for horses, outdoor entertaining, gardening, and simply enjoying the peaceful rhythm of country living while still being conveniently close to Somerset's dining, shopping, and recreation. This is more than a luxury property. It is the kind of home where grandchildren run barefoot through the yard, friends gather long after sunset, horses greet you in the morning, and life feels just a little slower, quieter, and sweeter. A rare Kentucky estate where Southern hospitality, lake lifestyle, and timeless comfort all come together in one unforgettable place.

234 Horizon Hill Dr, Somerset
$575,000
4 Beds ⋅ 3 Baths ⋅ 26010042 MLS
Experience luxury country living in this stunning new construction home offering nearly 4000 square feet of beautifully finished heated space with high-end craftsmanship throughout. Nestled in a peaceful setting overlooking rolling farmland and mature trees, this home combines timeless design with modern comfort. The striking exterior features full stone masonry across the front elevation accented with Hardie board and batten siding for a clean, upscale finish. Inside, you'll find soaring 9-foot ceilings, spacious open living areas, and an abundance of natural light designed for both everyday living and entertaining. This thoughtfully designed floor plan includes two private master suites, each featuring oversized walk-in closets and custom walk-in tile showers, creating ideal accommodations for multi-generational living or guests. The expansive walk-out basement provides additional living and entertaining space with endless flexibility for a media room, recreation area, or additional bedrooms. The main living spaces are highlighted by two beautiful stone fireplace inserts that add warmth and character to the home. Step outside onto the covered rear deck and enjoy peaceful views overlooking a scenic treescape and surrounding farms — the perfect place for morning coffee or evening sunsets. Additional features include: Two-car attached garage Landscaped yard Walk-out basement Premium finishes throughout Open-concept design Covered outdoor living space Exceptional new construction quality If you've been searching for luxury new construction with privacy, views, and space to spread out, this home delivers the perfect blend of elegance and rural serenity.

61 Kaydens Way, Somerset
$520,000
5 Beds ⋅ 3 Baths ⋅ 26014509 MLS
Rare Lakeview Retreat with Proven Rental Income - Fully Furnished Top Rated VRBO Near Buck Creek Dock Welcome to your turnkey investment or dream getaway! This spacious 2,940 sq ft home boasts 5 bedrooms and 3 bathrooms, comfortably accommodating up to 15 guests. Perched with a spectacular view of Lake Cumberland, it's just 2 miles from Buck Creek and Omega Park Boat Ramp, offering unbeatable access to the lake life. Currently a very successful VRBO/AIRBNB, this property is being offered fully furnished, making it a true plug-and-play opportunity. Entertain in style with the 110' IMAX theater room, enjoy the peace of mind provided by the digital access system and full security setup, and rest easy knowing there's a backup generator on-site for uninterrupted comfort.

205 Pl Colyer Rd, Somerset
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