Mt Vernon Homes under $400,000

Mt Vernon Homes under $400,000

Welcome to Mt. Vernon, Kentucky, a charming city nestled in the heart of Rockcastle County. Known for its warm hospitality and picturesque landscapes, Mt. Vernon offers a unique blend of small-town charm and modern conveniences. With its rich history and vibrant community spirit, this city serves as a perfect backdrop for those seeking a peaceful yet engaging lifestyle.

One of the standout features of Mt. Vernon is its affordability, particularly in the housing market. Here, you can discover an array of beautiful homes priced under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of options that cater to your needs. From cozy bungalows to spacious family homes, the properties in Mt. Vernon boast character and comfort, often surrounded by stunning natural scenery.

The city is also conveniently located near major highways, making it easy to access nearby urban centers while still enjoying the tranquility of rural living. Local amenities, including shops, restaurants, and parks, are just a stone's throw away, ensuring you have everything you need within reach.

In addition to its affordable housing, Mt. Vernon is known for its strong sense of community, with numerous events and activities throughout the year that bring residents together. Whether you’re hiking the beautiful trails, exploring local history, or simply enjoying a quiet evening at home, Mt. Vernon is a place where you can truly feel at home. Come and explore the opportunities that await you in this delightful Kentucky gem!

Newest Mt Vernon Homes under $400,000

1275 Wabd Jones, Mt Vernon
$149,900
2 Beds ⋅ 1 Baths ⋅ 26027445 MLS
Wow! Breathtaking views in this move in ready countryside home! This 2 bed 1 bath home (one bedroom will need closets finished) is sure to make your dreams of country living come true! This one may not last long! Make your appt today!

1275 Wabd Jones, Mt Vernon
859 Wildrose Road, Mt Vernon
$325,000
3 Beds ⋅ 2 Baths ⋅ 26027262 MLS
859 Wildrose Rd and 0 Todd Branch Rd: These two parcels (055-00-037 and 068-00-019) are being offered together provide approximately 77 acres of gently rolling land in a beautiful country setting. The 47± acre parcel at 859 Wildrose Rd is fenced, while the 30± acre parcel at 0 Todd Branch Rd completes this peaceful rural property. The beauty unfolds as you come up the tree-lined driveway, where the landscape opens into a breathtaking view. With wooded areas, two natural springs, gently rolling hills, and deer, wild turkey, owls, and other wildlife frequently visiting, it's the kind of place that makes you want to slow down and stay awhile. A six-stall barn, formerly used for horses, adds to the possibilities. The property also includes a 1995 mobile home with approximately 1,280 square feet, three bedrooms, and two baths, along with an above-ground pool with a cabana and a storage building. Located approximately 11 miles from Mt. Vernon and 12 miles from Berea, this property offers privacy and room to spread out while still being within reach of town. An electric utility easement runs across the property. Whether you're looking for a farm, a private retreat, or a place to put down roots, come check out this view. You just may find it hard to leave! (Select listing photos, as labeled, have been digitally edited using AI to remove objects and help buyers visualize the potential of the space.)

859 Wildrose Road, Mt Vernon
500 W Main St, Mt Vernon
$179,900
3 Beds ⋅ 2 Baths ⋅ 26026946 MLS

500 W Main St, Mt Vernon
45/55 Clark St, Mt Vernon
$230,000
6 Beds ⋅ 2 Baths ⋅ 26026828 MLS
Want to live close to family while still having a place of your own? Offered together, the two white homes at 45 and 55 Clark Street provide just that opportunity in the heart of Mt. Vernon. Each home has three bedrooms, one full bath, and a side porch that allows for a lovely spot to sit and enjoy the evenings. With the homes located beside one another, this property could be a great fit for a multigenerational family, relatives who want to live nearby, or a buyer looking for two homes in one purchase for rental income. The homes share a septic system and are being offered together. Come see the possibilities at 45 and 55 Clark Street!

45/55 Clark St, Mt Vernon
75 Clark St Unit 1 & 2, Mt Vernon
$225,000
3 Beds ⋅ 2 Baths ⋅ 26026810 MLS
Looking for a home with space for everyone—or a property with two separate living areas? Discover the possibilities at 75 Clark Street in the heart of Mt. Vernon. Situated on .41 surveyed acres, this brick home was previously used as two apartments, with a kitchen on each level. The upper level features two bedrooms, a full bath, and beautiful hardwood floors. The walkout lower level includes one bedroom, office space or possible second bedroom, a full bath, porcelain tile flooring, and windows on two sides that bring in natural light. The interior stairs could be reopened to connect the levels for use as a single-family home. Outside, the covered front porch overlooks a yard with mature trees. The property is near local schools and Rockcastle Regional Hospital, with convenient access to I-75 for travel to Berea, Richmond, and London. Whether you're looking for room to spread out or are interested in its former two-apartment layout, come see what 75 Clark Street has to offer!

75 Clark St Unit 1 & 2, Mt Vernon
2391 Disputanta Road, Mt Vernon
$305,000
3 Beds ⋅ 2 Baths ⋅ 26026268 MLS
Escape to your own private slice of paradise with a permanent residence or weekend getaway in the highly sought-after Clear Creek community of Mt. Vernon, Rockcastle County, KY just a 12 minute drive from Berea College square intersection and aproximately 20 minutes & 13.3 miles to Renfro Valley Entertainment Venue next to I-75! Tucked beautifully between rolling hills, this quaint and cozy 3 bedroom, 1.5-bathroom cabin offers the ultimate in serene views and quiet country living.Situated on 2.5 flat, level acres, the property uniquely borders both Clear Creek and Davis Branch, creating a picturesque setting perfect for entertaining family and friends. Nature lovers and gardeners will be enchanted by the mature black walnuts,willows, hickory's & peach tree.In addition to more newly planted blueberry bushes, cherry, persimmon, fig, nectarine trees & a thriving strawberry patch.The cabin itself has been meticulously maintained and updated, featuring a solid paint stain on both the home, outbuildings, deck, & porch, and a fully encapsulated crawl space with dehumidifier to control humidity under the house - all completed within the past two years. Inside, an insightful interior renovation completely opened up the main living area, creating an inviting, seamless flow designed for modern living relaxation. The main full bathroom was beautifully upgraded during this time to include a wonderful soaking tub - all renovations mentioned within the last 2 years. Smart space utilization shines in the guest bedroom, which comes equipped with a built-in Murphy bed allowing the room to transition effortlessly into a home office. At the back of the home, a spacious, sun-filled bedroom lined with windows offers beautiful views of the back deck and backyard, with the flexibility to also serve as a family room . House conveys propane space heater that heats the whole house in the winter. Vitasalus whole house water filtration system (value of $4,500 installed) conveys. Property includes a shed, storage building, and open carport. Don't miss this rare opportunity to come home to relaxing nights in nature. Schedule your tour of this sweet property located in the Clear Creek community of Rockcastle County KY.

2391 Disputanta Road, Mt Vernon
85 Woodland Place, Mt Vernon
$199,000
3 Beds ⋅ 1 Baths ⋅ 26024069 MLS
Nestled on a quiet dead-end road, this adorable 3-bedroom, 1-bath home offers the perfect blend of private and unbeatable convenience. Located just minutes from Interstate 75, local schools, the hospital, and beautiful Lake Linville. This property is ideal for commuters, outdoor enthusiasts, and anyone seeking a move-in-ready retreat with all appliances staying, including the washer and dryer. Thoughtfully designed with an external accessibility ramp and extra-wide hallways for seamless mobility. Features a dedicated storm shelter on-site for ultimate weather protection and peace of mind. Boasts a fully fenced backyard, perfect for pets, gardening, or relaxing in private. Schedule your showing today!

85 Woodland Place, Mt Vernon
690 Stephens Rd Unit Tract 2, Mt Vernon
$299,900
3 Beds ⋅ 3 Baths ⋅ 26023463 MLS
Seller is offering assistance towards a 2/1 temporary interest rate buydown with an acceptable offer!! Beautifully renovated 3-bedroom, 3 full bath ranch nestled in a peaceful rural setting. This home has been thoughtfully updated throughout and offers a functional floor plan designed for comfort and flexibility. Featuring two primary suites, one of which is generously oversized with a walk-in closet and a spacious private bath, this home is ideal for multi-generational living or accommodating guests. The updated kitchen showcases granite countertops, ample cabinetry, and a convenient layout that flows into the living space. Each bedroom is well-sized, and all three bathrooms have been refreshed with modern finishes. Enjoy outdoor living with a welcoming front porch and a covered back deck overlooking the quiet countryside. This home is move-in ready and is located in a serene location on over two acres of land that provides privacy while still being a short drive to town. This home offers the perfect blend of modern updates and country charm.

690 Stephens Rd Unit Tract 2, Mt Vernon
235 W Main St, Mt Vernon
$189,900
3 Beds ⋅ 2 Baths ⋅ 26022552 MLS
This two-story, vinyl-sided home offers approximately 1,344 +/- sq. ft. of living space with a comfortable and convenient floor plan. The first floor features a bedroom, full bath, utility closet, eat-in kitchen, and living room, while the second floor includes two additional bedrooms and a full bath. Other amenities include covered front and side porches, a walk-out upper-level porch, concrete driveway, city water, and city sewer. The home is situated on a 4,045 sq. ft. lot in the heart of Mt. Vernon with easy access from West Main Street. Its convenient location places you just minutes from the hospital, banks, grocery stores, restaurants, and other local businesses and services.

235 W Main St, Mt Vernon
335 Secluded Ridge, Mt Vernon
$259,444
3 Beds ⋅ 2 Baths ⋅ 26022051 MLS

335 Secluded Ridge, Mt Vernon
277 Green Meadow Ln, Mt Vernon
$375,000
3 Beds ⋅ 2 Baths ⋅ 26021540 MLS
Welcome home to this beautiful new construction located in the desirable Rainbow Ridge Subdivision in Mt Vernon KY. This thoughtfully designed 3-bedroom 2-bath home offers comfortable living with modern finishes and plenty of space for everyone. Step inside to an inviting open-concept layout featuring a bright living area and a well appointed kitchen complete with stainless steel appliances and plenty of workspace for cooking and entertaining. The spacious primary suite includes a private bathroom, while two additional bedrooms provide flexibility for family, guest, or a home office. Outside , enjoy the welcoming front porch perfect for morning coffee, and a nice rear patio ideal for grilling, entertaining , or relaxing. A driveway leads up to the convenient attached two-car garage, providing plenty of parking and additional storage. With its one-story plan, modern amenities , attached garage, and desirable subdivision location , this home offers the perfect combination of comfort, convenience, and new construction peace of mind.

277 Green Meadow Ln, Mt Vernon
45 Perciful St, Mt Vernon
$179,000
5 Beds ⋅ 2 Baths ⋅ 26018060 MLS
A classic 1950 Cape Cod style brick home offering tremendous potential for investors or buyers seeking a blank canvas in a mature residential neighborhood. The property features a full basement and generous living spaces, ready for a thoughtful renovation.

45 Perciful St, Mt Vernon
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